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3807 River Oaks Cir, Temple, TX 76504 Property Records

Bell County property record for 3807 River Oaks Cir, Temple, TX 76504

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,591 sqft · built 1981
Lot Size0.212 acres (9,230 sqft)
Owner2 Individual Names on Record
Tax Bill$4,160 (2025)
Deeds & MortgagesJun 2023 Sale
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN0129460000

Property Details

APN / Parcel Number

Primary APN0129460000
Alternative APNs
  • 118637
  • 96696

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,591 sqft Living Area
1st Floor Area1,591 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,230 sqft (0.212 acres)
Lot Dimensions130 ft deep x 71 ft wide
Garage Area486 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3807 RIVER OAKS CIR
CityTEMPLE
StateTX
Zip76504-3546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTHE OAKS, BLOCK 001, LOT 0001
Legal SubdivisionTHE OAKS
Legal Block1
Legal Lot Number1
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group2
Census Block2001
Census Tract21202

Owner

Source: Bell County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3807 RIVER OAKS CIR, TEMPLE, TX 76504-3546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2023Warranty Deed, Transfer
FIRST COUNTY TITLE, FIRST COMMUNITY TITLE
Jun 28, 2023Affidavit, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024
Deed SaleJul 1, 2024
Prior SaleJun 28, 2023
Deed Document Number202428037
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateJun 28, 2023
Property Address3807 RIVER OAKS CIR, TEMPLE, TX 76504-3546
Document Number0000028488
Map ReferenceCAB A SL 57-D
Instrument DateJun 26, 2023
Instrument2023028488
Transaction TypeTransfer
Record UpdatedAug 3, 2023
Title CompanyFIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 655, LITTLE RIVER ACADEMY, TX 76554-0655

Transferred To (Grantee/Buyer)

NameVerified Name
Address12178 ROLLY OLERS DR, WHITNEY, TX 76692

June 2023: Affidavit, Transfer

Document TypeAffidavit
JurisdictionBELL TX
Recording DateJun 28, 2023
Property Address3807 RIVER OAKS CIR, TEMPLE, TX 76504-3546
Document Number0000028489
Map ReferenceCAB A SL 57-D
Instrument DateFeb 8, 2023
Instrument2023028489
Transaction TypeTransfer
Record UpdatedAug 3, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 S DUDLEY ST, LITTLE RIVER ACADEMY, TX 76554-2961

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,160.00 (+197.57%)$161,082 (-31.68%) Land $34,500 Building $126,582$161,082 (-31.68%) Land $34,500 Building $126,582
2023$1,398.00 (-38.66%) Homeowner's exemption Senior Citizen's exemption$235,787 (+25.55%) Land $34,500 Building $201,287$235,787 (+25.55%) Land $34,500 Building $201,287
2022$2,279.00 Homeowner's exemption$187,800 Land $30,000 Building $157,800$187,800 Land $30,000 Building $157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims13 (1983–2024)
Claims Outside the SFHA4 of 13
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Astound Broadband
Cable		1,500 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Nextlink.

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