Whatcom County property record for 3807 E Smith Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,904 sqft · built 2006 |
| Lot Size | 9.59 acres (417,740 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,295 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 390434-148445-0000 |
| Primary APN | 390434-148445-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,543 sqft |
| Upper Floors Area | 361 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 417,740 sqft (9.59 acres) |
| Porch | Wood Porch |
|---|---|
| Porch Area | 254 sqft |
| Deck Area | 81 sqft |
| Storage Building | 2,160 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 108310 |
|---|---|
| Street Address | 3807 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | BEG AT NW COR OF NE NW-TH E ALG N LI OF NE NW 381 FT-TH S TAP ON S LI OF NE NW 381 FT E OF SW COR OF NE NW-TH W ALG SD S LI 381 FT TO SW COR OF NE NW-TH N TO POB-EXC E 76 FT THEREOF |
| Legal Range | 04 |
| Legal Township | 39 |
| Legal Section | 34 |
| Legal Tract | F |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 10702 |
3807 E Smith Rd is owned and occupied by two individuals who acquired it in January 2004.
Source: Whatcom County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3807 E SMITH RD, BELLINGHAM, WA 98226-9568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2004 |
| Deed Sale | Jan 30, 2004 |
| Deed Document Number | 2004104751 |
| Prior Transfer Date | Jan 23, 2004 |
| Prior Transfer Doc | 0000302037 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3807 E Smith Rd was $6,295.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Mount Baker School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,295.00 | $826,327 Land $300,989 Building $525,338 | $826,327 Land $300,989 Building $525,338 |
| 2022 | $696,946 Land $314,563 Building $382,383 | $696,946 Land $314,563 Building $382,383 | |
| 2021 | $4,848.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3807 E Smith Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 17 (1983–2021) |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3807 E Smith Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT BAKER WATER ASSOCIATION private · serves 500 people · EPA ID WA5356500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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