3807 Bella St, #ST, Laredo, TX 78046 Property Records

Webb County property record for 3807 Bella St, #ST, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,553 sqft · built 2022
Lot Size	0.106 acres (4,621 sqft)
Owner	Individual Name on File
Tax Bill	$1,200 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`950-37003-040`

Property Details

APN / Parcel Number

Primary APN	`950-37003-040`
Alternative APN	`791365`

Interior

Stories	1 Story
Building Area	1,553 sqft Living Area
1st Floor Area	1,553 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,621 sqft (0.106 acres)
Porch	Open Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3807 BELLA ST, ST
City	LAREDO
State	TX
Zip	78046-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R & W RANCH SUBD. PHASE III BLK 3 LOT 4
Legal Subdivision	R & W RANCH SUBD. PHASE III
Legal Block	3
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1024
Census Tract	1806

Owner

3807 Bella St, #ST is owned by an individual who acquired it in November 2022.

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5406 CAPILLA ST, LAREDO, TX 78046-5282
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Nov 2, 2022	Gift Deed, Transfer
Jul 6, 2022	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 1, 2022
Transfer Doc	005369/682
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3807 BELLA ST, LAREDO, TX 78046-2204
Transaction Type	Mortgage
Record Updated	Dec 5, 2023
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 CAPILLA ST, LAREDO, TX 78046-5282

Mortgage

Document Number	005527/363
Date	Sep 7, 2023
Book Page	5527/363
Instrument	1509874

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2038

November 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WEBB TX
Recording Date	Nov 2, 2022
Property Address	3807 BELLA ST, LAREDO, TX 78046-2204
Document Number	005369/682
Book / Page	5369 / 682
Instrument Date	Nov 1, 2022
Instrument	1483683
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 CAPILLA ST, LAREDO, TX 78046-5282

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Jul 6, 2022
Property Address	3807 BELLA ST, LAREDO, TX 78046-2204
Document Number	005304/546
Book / Page	5304 / 546
Map Reference	VOL 38 PG 86&87
Instrument Date	Jul 5, 2022
Instrument	1472705
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2608 BURGUNDY LOOP, LAREDO, TX 78045-8897

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 CAPILLA ST, LAREDO, TX 78046-5282

Tax Assessment & Valuation

The 2025 property tax bill for 3807 Bella St, #ST was $1,200, up 4.6% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,843 (-0.6%) Land $51,016 Building $184,827	$235,843 (-0.6%) Land $51,016 Building $184,827
2025	$1,200.00 (+4.62%)	$237,275 Land $51,016 Building $186,259	$237,275 Land $51,016 Building $186,259
2024	$1,147.00
2023		$202,139 Land $29,759 Building $172,380	$202,139 Land $29,759 Building $172,380
2022	$201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3807 Bella St, #ST in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3807 Bella St, #ST is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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