3807 Bear Creek Ave, Springfield, MO 65803 Property Records

Greene County property record for 3807 Bear Creek Ave, Springfield, MO 65803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,193 sqft · built 2013
Lot Size	0.168 acres (7,318 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,116 (Sep 2022)
Tax Bill	$1,488 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-13-03-227-044`

Property Details

APN / Parcel Number

Primary APN	`88-13-03-227-044`
Alternative APN	`1303227044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	7,318 sqft (0.168 acres)
Lot Dimensions	109 ft deep x 67 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881303227044
Street Address	3807 BEAR CREEK AVE
City	SPRINGFIELD
State	MO
Zip	65803-7695
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	TWIN LAKES PHASE ONE LOT 17
Legal Range	22W
Legal Township	29N
Legal Section	03
Legal Subdivision	TWIN LAKES PHASE ONE
Legal Phase	1
Legal Lot Number	17
Jurisdiction	GREENE MO
Township / Civil Division	NORTH CAMPBELL NO. 3A
Census Block Group	1
Census Block	1001
Census Tract	4303

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3807 BEAR CREEK AVE, SPRINGFIELD, MO 65803-7695
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Sep 26, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMIS
Aug 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Aug 9, 2021
Deed Document Number	202240227
Deed Book / Page	2022 / 40227
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3807 BEAR CREEK AVE, SPRINGFIELD, MO 65803-7695
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 BEAR CREEK AVE, SPRINGFIELD, MO 65803-7695

Mortgage

Document Number	0000001947
Date	May 10, 2022
Book Page	2022/19471-22
Instrument	19471-22

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	BOLIVAR, MO 65613

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Sep 26, 2022
Property Address	3807 BEAR CREEK AVE, SPRINGFIELD, MO 65803-7695
Document Number	0000004022
Book / Page	2022 / 40227-22
Instrument Date	Sep 22, 2022
Instrument	40227-22
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 BEAR CREEK AVE, SPRINGFIELD, MO 65803-7695

Mortgage

Document Number	0000004023
Date	Sep 26, 2022
Instrument	40230-22

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMIS
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000004022
Date	Sep 26, 2022
Book Page	2022/40229-22
Instrument	40229-22

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Aug 9, 2021
Property Address	3807 BEAR CREEK AVE, SPRINGFIELD, MO 65803-7695
Document Number	0000003991
Book / Page	2021 / 39919-21
Instrument Date	Aug 9, 2021
Instrument	39919-21
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 BEAR CEEK AVE, SPRINGFIELD, MO 65803-7695

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,500 (-) Land $5,190 Building $23,310
2025	$1,488.00 (+11.63%)	$28,500 (+19.35%) Land $5,190 Building $23,310	$150,000 (+19.33%) Land $27,300 Building $122,700
2023	$1,333.00 (+18.59%)	$23,880 (+17.69%) Land $2,220 Building $21,660	$125,700 (+17.7%) Land $11,700 Building $114,000
2022	$1,124.00	$20,290 Land $2,220 Building $18,070
2021			$106,800 Land $11,700 Building $95,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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