3806 W John St, McHenry, IL 60050 Property Records

McHenry County property record for 3806 W John St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1,693 sqft · built 1989
Lot Size	0.182 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2025)
Tax Bill	$3,188 (2024)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-35-103-011`

Property Details

APN / Parcel Number

Primary APN	`09-35-103-011`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	934 sqft
Basement Area	922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Lot Area	7,841 sqft (0.182 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	136 sqft

Location & Zoning

Street Address	3806 W JOHN ST
City	MCHENRY
State	IL
Zip	60050-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2025R0002661 LT 2 GELWICKS SUB
Legal Subdivision	GELWICKS SUB
Legal Block	103
Legal Lot Number	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1018
Census Tract	870606

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2091 WILLOW BROOKE DR, 1B, WOODSTOCK, IL 60098-5239
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	20252661
Prior Transfer Date	Nov 12, 2024
Prior Transfer Doc	0000030160
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3806 W JOHN ST, MCHENRY, IL 60050-5233
Transaction Type	Mortgage
Record Updated	Oct 22, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 W JOHN ST, MCHENRY, IL 60050-5233

Mortgage

Document Number	0000027430
Date	Oct 6, 2025
Instrument	2025R0027430

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,188.00	$97,771 (+20.31%) Land $11,770 Building $86,001	$293,313 (+20.31%) Land $35,310 Building $258,003
2022	Homeowner's exemption	$81,263 Land $9,783 Building $71,480	$243,789 Land $29,349 Building $214,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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