3806 W Gresham Rd, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3806 W Gresham Rd, Cedar Falls, IA 50613 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1880
Square Footage	1,920 sqft Living Area
Lot Size	1,720,620 sqft (39.5 acres)
Occupancy	Owner Occupied
Last Sale	$395,000 (2025)
Tax Bill	$2,642.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`9013-05-301-004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,920 sqft Living Area
1st Floor	768 sqft 1st Floor
Basement Area	576 sqft Basement
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Metal Exterior
Construction Type	Steel Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	1,720,620 sqft (39.5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	624 sqft Garage

Exterior Amenities

Porch	1 Porch
Porch Area	160 sqft Porch
Grainery	Grainery
Lean-To	Lean-To

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3806 W GRESHAM RD
City	CEDAR FALLS
State	IA
Zip	50613-9759
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	MT VERNON TWP W 1/2 OF SW 1/4 OF SEC 5 T 90 R 13 EXCEPTING W 660 FT THERE OF
Legal Range	13W
Legal Township	90N
Legal Section	05
Jurisdiction	BLACK HAWK IA
Minor Civil Division	MOUNT VERNON
Census Blockgroup	1
Census Block	1006
Census Tract	2604

Owner

Source: Black Hawk County records · APN 9013-05-301-004

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3806 W GRESHAM RD, CEDAR FALLS, IA 50613-9759
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Deed Doc Number	202512352
Prior Transfer Date	Nov 02, 2022
Prior Transfer Doc	0000007446
Record Refreshed	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3806 W GRESHAM RD, CEDAR FALLS, IA 50613-9759
Transaction Type	Mortgage
Record Updated	Nov 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202515498
Date	Oct 22, 2025
Instrument	2025-15498

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Oct 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Janesville Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,642.00 Homeowner's exemption	$248,210 (+19.2%) Land $97,120 Building $151,090	$248,210 (+19.2%) Land $97,120 Building $151,090
2024	$2,642.00 (-7.49%)
2023		$208,230 (+20.64%) Land $75,720 Building $132,510	$208,230 (+20.64%) Land $75,720 Building $132,510
2022	$2,856.00 Homeowner's exemption Additional exemption filed	$172,610 Land $61,390 Building $111,220
2021			$172,610 Land $61,390 Building $111,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.