3806 Sigma Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 3806 Sigma Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1971
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$207,900 (Dec 2025)
Tax Bill	$2,361 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-30-06-054.00`

Property Details

APN / Parcel Number

Primary APN	`016-30-06-054.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Finished Area
Gross Area	1,501 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3806 SIGMA DR
City	ERLANGER
State	KY
Zip	41018-2587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON EST SEC 6 LOT 193
Legal Subdivision	LEXINGTON ESTATES
Legal Phase	6
Legal Lot Number	193
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3011
Census Tract	65600

Owner

3806 Sigma Dr is owned and occupied by an individual who bought it in December 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3806 SIGMA DR, ERLANGER, KY 41018-2587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 25, 2020	Quit Claim Deed, Transfer COMMONWEALTH BK
Jun 19, 2020	Deed of Trust, Mortgage · Conventional with PMI COMMONWEALTH BK
Oct 2, 2017	Warranty Deed, Transfer · Conventional with PMI PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Aug 16, 2022 · Amount on File
Deed Document Number	2025112
Deed Book / Page	380 / 592
Prior Transfer Date	Aug 11, 2014
Prior Transfer Doc	0005900034
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 16, 2025
Property Address	3806 SIGMA DR, ERLANGER, KY 41018-2587
Document Number	0005900112
Book / Page	KC 380 / 592
Map Reference	PL 965
Instrument Date	Dec 12, 2025
Instrument	25121605900112
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1776 RIDGE RD, UNION, KY 41091-9505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 SIGMA DR, ERLANGER, KY 41018-2587

Mortgage

Document Number	0005900113
Date	Dec 16, 2025
Instrument	25121605900113

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 16, 2022
Property Address	3806 SIGMA DR, ERLANGER, KY 41018-2587
Document Number	0005900184
Book / Page	184 / 119
Map Reference	PL 965
Instrument Date	Aug 12, 2022
Instrument	22081605900184
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3958 STEWART DR, RYLAND HGHT, KY 41015-9306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3806 SIGMA DR, ERLANGER, KY 41018-2587

Mortgage

Document Number	0005900185
Date	Aug 16, 2022
Instrument	22081605900185

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jun 25, 2020
Property Address	3806 SIGMA DR, ERLANGER, KY 41018-2587
Document Number	0000000134
Book / Page	000028 / 000382
Instrument Date	Jun 19, 2020
Instrument	134
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 SIGMA DR ERLANGER KY 410182587, ERLANGER, KY 41018-2587

Mortgage

Document Number	135
Date	Jun 25, 2020
Book Page	000M62/000419
Instrument	135

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3806 SIGMA DR, ERLANGER, KY 41018-2587
Document Number	0000000135
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3806 SIGMA DR ERLANGER KY 410182587, ERLANGER, KY 41018-2587

Mortgage

Document Number	0000000135
Date	Jun 25, 2020
Book Page	000M62/000419
Instrument	135

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 2, 2017
Property Address	3806 SIGMA DR, ERLANGER, KY 41018-2587
Document Number	0000000110
Book / Page	0C6262 / 000031
Instrument Date	Sep 28, 2017
Instrument	110
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 SIGMA DR ERLANGER KY 410182587, ERLANGER, KY 41018-2587

Mortgage

Document Number	111
Date	Oct 2, 2017
Book Page	ORC626/000042
Instrument	111

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3806 Sigma Dr was $2,361.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,900 (+16.15%) Land $65,000 Building $142,900	$207,900 (+16.15%) Land $65,000 Building $142,900
2025	$2,361.00	$179,000 Land $25,000 Building $154,000	$179,000 Land $25,000 Building $154,000
2023	$2,325.00	$179,000 Land $25,000 Building $154,000	$179,000 Land $25,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3806 Sigma Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3806 Sigma Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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