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3806 Rayford Rd, Spring, TX 77386 Property Records

Montgomery County property record for 3806 Rayford Rd, Spring, TX 77386 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 ba · 4,777 sqft · built 2007
Lot Size1.05 acres (45,999 sqft)
OwnerIndividual Name on File
Tax Bill$12,049 (2024)
Deeds & MortgagesJun 2021 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN2571-02-27000

Property Details

APN / Parcel Number

Primary APN2571-02-27000
Alternative APN
  • R305234

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area4,777 sqft Living Area
1st Floor Area3,347 sqft
2nd Floor Area1,430 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area45,999 sqft (1.05 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR305234
Street Address3806 RAYFORD RD
CitySPRING
StateTX
Zip77386-2065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS257102 - BENDERS LANDING 02, BLOCK 9, LOT 1
Legal SubdivisionBENDERS LANDING 02
Legal Block9
Legal Lot Number1
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1009
Census Tract692010

Owner

Source: Montgomery County records · APN 2571-02-27000

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3806 RAYFORD RD, SPRING, TX 77386-2065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Vendor's Lien, Transfer · VA Mortgage
PENTAGON FCU
Oct 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2021
Deed SaleJun 14, 2021
Prior SaleMar 11, 2011
Deed Document Number2021081342
Record UpdatedJun 08, 2026

June 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateJun 14, 2021
Property Address3806 RAYFORD RD, SPRING, TX 77386-2065
Document Number0000081342
Map ReferenceCAB R SH 142-149
Instrument DateJun 11, 2021
Instrument2021081342
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyGREAT AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 387, PORTER, TX 77365-0387

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 RAYFORD RD, SPRING, TX 77386-2065

Mortgage

Document Number0000081343
DateJun 14, 2021
Instrument2021081343
Lender
NamePENTAGON FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address3806 RAYFORD RD, SPRING, TX 77386-2065
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TTL OF MONTGOMERY CN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000114434
DateOct 09, 2020
Instrument2020114434
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$937,344 (+6.42%) Land $356,361 Building $580,983$937,344 (-9.83%) Land $356,361 Building $580,983
2024$12,049.00 (+11.1%) Homeowner's exemption$880,803 (+1%) Land $356,361 Building $683,162$1,039,523 (+29.82%) Land $356,361 Building $683,162
2023$10,845.00 Homeowner's exemption$800,730 Land $220,710 Building $580,020$800,730 Land $220,710 Building $580,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396920101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 331 individual NFIP policies nearby
Nearby Flood Policies331 in force
Nearby Flood Claims11 (2017–2022)
Claims Outside the SFHA8 of 11
Most Recent ClaimSep 2022, other causes
Claims By Storm
  • Hurricane Harvey, Aug 2017 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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