Genesee County property record for 3806 Ralph St, Flint, MI 48506
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1953 |
| Lot Size | 0.526 acres (22,913 sqft) |
| Owner | Individual Name on File |
| Last Sale | $9,000 (May 2012) |
| Tax Bill | $875 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-09-477-017 |
| Primary APN | 41-09-477-017 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Lot Area | 22,913 sqft (0.526 acres) |
| Lot Dimensions | 463 ft deep x 133 ft wide |
| Garage Area | 323 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 72 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3806 RALPH ST |
|---|---|
| City | FLINT |
| State | MI |
| Zip | 48506-4156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CE |
| Legal Description | EAST COURT STREET ACRES LOTS 71 THRU 74 INCL |
| Legal Subdivision | EAST COURT STREET ACRES |
| Legal Lot Number | 71-74 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FLINT |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 3100 |
3806 Ralph St is owned and occupied by an individual who bought it in May 2012.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3806 RALPH ST, FLINT, MI 48506-4156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2012 · Amount on File |
| Deed Sale | May 2, 2012 · Amount on File |
| Deed Document Number | 201245331 |
| Prior Transfer Date | May 19, 1995 |
| Prior Transfer Doc | 0000069639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 3806 RALPH ST, FLINT, MI 48506-4156 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202109280077220 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 202109280077220 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 19, 2051 |
The 2025 property tax bill for 3806 Ralph St was $875 with a homeowner's exemption, up 1.6% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Flint City |
| Unified School District | Flint City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,100 (-6.59%) | $48,200 (-6.59%) | |
| 2025 | $875.00 (+1.63%) Homeowner's exemption | $25,800 | $51,600 |
| 2024 | $861.00 | ||
| 2023 | $22,800 | $45,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3806 Ralph St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1985–2020) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3806 Ralph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLINT serves 81,252 people · EPA ID MI0002310 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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