Newaygo County property record for 3806 N Spruce Ave, White Cloud, MI 49349
| Property Type | Single Family Home |
|---|---|
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,564 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-10-100-003 |
| Primary APN | 11-10-100-003 |
|---|
| Lot Area | 871,200 sqft (20 acres) |
|---|---|
| Lot Width | 450 ft Width |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3806 N SPRUCE AVE |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | S 1/2 NW 1/4 NW 1/4 SEC 10 T14N R12W 20A M/L |
| Legal Range | 12W |
| Legal Township | 14N |
| Legal Section | 10 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | WILCOX |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 970700 |
3806 N Spruce Ave is owned and occupied by an individual.
Source: Newaygo County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3806 N SPRUCE AVE, WHITE CLOUD, MI 49349-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3806 N Spruce Ave was $3,564 with a homeowner's exemption.
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| County Subdivision | Wilcox Township |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,500 | $461,000 | |
| 2025 | $3,564.00 | ||
| 2023 | $170,700 | $341,400 | |
| 2022 | $3,211.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3806 N Spruce Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3806 N Spruce Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 86% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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