Wright County property record for 3806 Mason Ave NE, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,692 sqft · built 2018 |
| Lot Size | 0.275 acres (12,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,000 (Mar 2026) |
| Tax Bill | $6,896 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-339-005070 |
| Primary APN | 114-339-005070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,692 sqft Living Area |
| 1st Floor Area | 1,466 sqft |
| Basement Area | 854 sqft |
| Finished Basement | 854 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 12,002 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3806 MASON AVE NE |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-3096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-18 TWP-120 RANGE-023 RIVERS EDGE 2ND ADDITION LOT-007 BLOCK-005 LOCK-005 |
| Legal Range | 023 |
| Legal Township | 120 |
| Legal Section | 18 |
| Legal Subdivision | RIVERS EDGE 2ND ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 100805 |
3806 Mason Ave NE is owned and occupied by two individuals who bought it in March 2026.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3806 MASON AVE NE, SAINT MICHAEL, MN 55376-3096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Apr 29, 2019 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on File |
| Deed Sale | Mar 18, 2026 · Amount on File |
| Prior Sale | Apr 29, 2019 · Amount on File |
| Deed Document Number | 20261598456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Mar 18, 2026 |
| Property Address | 3806 MASON AVE NE, SAINT MICHAEL, MN 55376-3096 |
| Document Number | 00A1598456 |
| Instrument Date | Mar 18, 2026 |
| Instrument | A1598456 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | NORTH OAKLAND TITLE COMPANY, NORTHLAND TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,831.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3806 MASON AVE NE, SAINT MICHAEL, MN 55376-3096 |
| Document Number | 00A1598457 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | A1598457 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3806 MASON AVE NE, SAINT MICHAEL, MN 55376-3096 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SMART INC |
| Name | Verified Name |
|---|
| Document Number | 0001448734 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 1448734 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 3806 MASON AVE NE, SAINT MICHAEL, MN 55376-3096 |
| Document Number | 0001420187 |
| Instrument Date | Feb 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | TITLESMART |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3806 MASON AVE NE ST MICHAEL MN 553763096, ST MICHAEL, MN 55376-3096 |
| Document Number | 0001420187 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 1420187 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Apr 29, 2019 |
| Property Address | 3806 MASON AVE NE, SAINT MICHAEL, MN 55376-3096 |
| Document Number | 0001394413 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 1394413 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | CALATLANTIC TITLE NORTHERN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,419.08 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16305 36TH AVE N # N600, 16305, PLYMOUTH, MN 55446-2884 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3806 MASON AVE NE, SAINT MICHAEL, MN 55376-3096 |
| Document Number | 0001394415 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 1394415 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 3806 Mason Ave NE was $6,896.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,896.00 | $582,700 (+2.28%) Land $137,000 Building $445,700 | $582,700 (+2.28%) Land $137,000 Building $445,700 |
| 2025 | $569,700 Land $138,000 Building $431,700 | $569,700 Land $138,000 Building $431,700 | |
| 2023 | $6,130.00 (+3.65%) | $589,800 Land $136,100 Building $453,700 | $589,800 Land $136,100 Building $453,700 |
| 2022 | $5,914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3806 Mason Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3806 Mason Ave NE is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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