3806 Malone Pl, Chipley, FL 32428 Property Records

Washington County property record for 3806 Malone Pl, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,000 sqft · built 2024
Lot Size	0.385 acres (16,770 sqft)
Owner	Individual Name on Record
Last Sale	$8,800 (Apr 2023)
Tax Bill	$727 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-0004-0003`

Property Details

APN / Parcel Number

Primary APN	`01-0004-0003`
Alternative APNs	`00000000-01-0004-0003` `000100040003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,256 sqft
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,770 sqft (0.385 acres)
Lot Width	80 ft Width
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3806 MALONE PL
City	CHIPLEY
State	FL
Zip	32428-8060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #1 LOT 3 ORB 1268 P 563 BLK 0004
Legal Range	14W
Legal Township	02S
Legal Section	26
Legal Subdivision	SUNNY HILLS
Legal Block	3
Legal Lot Number	3
Legal Unit	1
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1117
Census Tract	970301

Owner

Source: Washington County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3806 MALONE PL, CHIPLEY, FL 32428-8060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit ONE FLORIDA BANK
Aug 17, 2023	Deed of Trust, Mortgage · Construction Mortgage INNOVATIONS FINANCIAL CU
Sep 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage GULF WINDS FCU
Apr 3, 2023	Warranty Deed, Transfer NORTHWEST TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Deed Document Number	20232330
Deed Book / Page	1268 / 563
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3806 MALONE PL, CHIPLEY, FL 32428-8060
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 MALONE PL, CHIPLEY, FL 32428-8060

Mortgage

Document Number	0067001985
Date	Mar 18, 2026
Book Page	1365/129
Instrument	202667001985

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	220 E NINE MILE RD, PENSACOLA, FL 32534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3806 MALONE PL, CHIPLEY, FL 32428-8060
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3363 QUAIL RIDGE DR, CHIPLEY, FL 32428-5613

Mortgage

Document Number	0067005688
Date	Aug 15, 2023
Book Page	1280/398
Instrument	202367005688

Lender

Name	ONE FLORIDA BANK
Type	Bank
Address	ORLANDO, FL 32806

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3806 MALONE PL, CHIPLEY, FL 32428-8060
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 MALONE PL, CHIPLEY, FL 32428-8060

Mortgage

Document Number	0067005772
Date	Aug 17, 2023
Book Page	1280/633
Instrument	202367005772

Lender

Name	INNOVATIONS FINANCIAL CU
Type	Credit Union
Address	PANAMA CITY, FL 32408

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 26, 2054

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3806 MALONE PL, CHIPLEY, FL 32428-8060
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	NORTHWEST TITLE GROUP LLC, NORTHWEST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 MALONE PL, CHIPLEY, FL 32428-8060

Mortgage

Document Number	0067006967
Date	Sep 20, 2024
Book Page	1316/473
Instrument	202467006967

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	220 E NINE MILE RD, PENSACOLA, FL 32534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 3, 2023
Property Address	3806 MALONE PL, CHIPLEY, FL 32428-8060
Document Number	0067002330
Book / Page	1268 / 563
Map Reference	MB 2 PG 9-27
Instrument Date	Mar 30, 2023
Instrument	202367002330
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$61.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22558 WESTWOOD DR, STRONGSVILLE, OH 44149-2958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1181 HICKORY RIDGE RD, CHIPLEY, FL 32428-4434

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$727.00 (+446.62%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$127,532 (+1,721.89%) Land $10,000 Building $117,532	$127,532 (+1,721.89%) Land $10,000 Building $117,532
2024	$133.00 (+60.24%)	$7,000 (+4%) Land $7,000	$7,000 (+4%) Land $7,000
2023	$83.00 (+15.28%)	$5,000 (+42.86%) Land $5,000	$5,000 (+42.86%) Land $5,000
2022	$72.00	$3,500 Land $3,500	$3,500 Land $3,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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