3806 Madison Rdg, Hernando, MS 38632 Property Records

DeSoto County property record for 3806 Madison Rdg, Hernando, MS 38632 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,333 sqft · built 2020
Lot Size	0.371 acres (16,151 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,944 (2025)
Deeds & Mortgages	May 2023 Sale Apr 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-24-08-0-00046-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-24-08-0-00046-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,333 sqft Adjusted Area
1st Floor Area	2,003 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,151 sqft (0.371 acres)

Location & Zoning

Street Address	3806 MADISON RDG
City	HERNANDO
State	MS
Zip	38632-5732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS BROOKE S/D PH 2 LOT 46
Legal Range	008
Legal Township	03S
Legal Section	24
Legal Subdivision	WILLIAMS BROOKE S/D PH 2
Legal Phase	2
Legal Lot Number	46
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2020
Census Tract	71123

Owner

Source: DeSoto County records · APN 3-08-6-24-08-0-00046-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3806 MADISON RDG, HERNANDO, MS 38632-5732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 03, 2023	Warranty Deed, Transfer
Apr 04, 2019	Deed of Trust, Mortgage · Construction Mortgage BANKPLUS
Apr 01, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CME LENDING GROUP LLC
Apr 04, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2023
Deed Sale	May 03, 2023
Prior Sale	Apr 01, 2020 · Amount on Record
Deed Book / Page	1023 / 7279
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 03, 2023
Property Address	3806 MADISON RDG, HERNANDO, MS 38632-5732
Document Number	01023/7279
Book / Page	1023 / 7279
Map Reference	MB 126 PG 8&9
Instrument Date	Apr 05, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3806 MADISON RDG, HERNANDO, MS 38632-5732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3806 MADISON RDG, HERNANDO, MS 38632-5732

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3806 MADISON RDG, HERNANDO, MS 38632-5732
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004703/751
Date	Apr 04, 2019
Book Page	4703/751

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 02, 2020

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 01, 2020
Property Address	3806 MADISON RDG, HERNANDO, MS 38632-5732
Document Number	000916/340
Book / Page	916 / 340
Map Reference	MB 126 PG 8&9
Instrument Date	Mar 30, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	PERFECT TITLE, PERFECT TITLES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1884 DAFFODIL DR, 1884, SOUTHAVEN, MS 38672-9138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 MADISON RDG, HERNANDO, MS 38632-5732

Mortgage

Document Number	0004915755
Date	Apr 01, 2020
Instrument	4915/755

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 04, 2019
Property Address	3806 MADISON RDG, HERNANDO, MS 38632-5732
Document Number	000884/627
Book / Page	0884 / 627
Map Reference	MB 126 PG 8-9
Instrument Date	Apr 02, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 MOTOR SCOOTER DR, 190, NESBIT, MS 38651-9219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 DAFFODIL DR, SOUTHAVEN, MS 38672-9136

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,944.00 (+16.89%)	$36,415 (+37.59%) Land $3,800 Building $32,615	$364,154 (+37.59%) Land $38,000 Building $326,154
2023	$3,374.00	$26,467	$264,670 Land $38,000 Building $226,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 50% of Mississippi
Wildfire Likelihood	About 1 in 962 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Telapex	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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