3806 E Cameron Ave, Bloomington, IN 47401 Property Records

Monroe County property record for 3806 E Cameron Ave, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,730 sqft · built 1983
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Nov 2020)
Tax Bill	$6,648 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-07520-03`

Property Details

APN / Parcel Number

Primary APN	`015-07520-03`
Alternative APN	`53-08-02-101-009.000-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,730 sqft Living Area
1st Floor Area	3,730 sqft
Basement Area	1,794 sqft
Finished Basement	975 sqft
Unfinished Basement	819 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Basement
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-07520-03
Street Address	3806 E CAMERON AVE
City	BLOOMINGTON
State	IN
Zip	47401-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	015-07520-03 HOOSIER ACRES 7TH LOT 138
Legal Subdivision	HOOSIER ACRES SEVENTH ADDITION
Legal Lot Number	138
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1000
Census Tract	904

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3806 E CAMERON AVE, BLOOMINGTON, IN 47401-4213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Nov 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 11, 2018	Warranty Deed, Transfer · ARM INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Sep 11, 2018 · Amount on Record
Deed Document Number	202018347
Prior Transfer Date	Oct 28, 2020
Prior Transfer Doc	2020018347
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3806 E CAMERON AVE, BLOOMINGTON, IN 47401-4213
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022009138
Date	Jun 17, 2022
Instrument	2022009138

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	BLOOMINGTON, IN 47401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Nov 2, 2020
Property Address	3806 E CAMERON AVE, BLOOMINGTON, IN 47401-4213
Document Number	2020018347
Map Reference	CAB B ENV 240
Instrument Date	Oct 28, 2020
Instrument	2020018347
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 E CAMERON AVE, BLOOMINGTON, IN 47401-4213

Mortgage

Document Number	2020018348
Date	Nov 2, 2020
Instrument	2020018348

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 11, 2018
Property Address	3806 E CAMERON AVE, BLOOMINGTON, IN 47401-4213
Document Number	2018012501
Map Reference	CAB B ENV 240
Instrument Date	Aug 27, 2018
Instrument	2018012501
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3806 E CAMERON AVE, BLOOMINGTON, IN 47401-4213

Mortgage

Document Number	2018012502
Date	Sep 11, 2018
Instrument	2018012502

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,648.00 (-7.19%)	$619,100 (-0.26%) Land $255,000 Building $364,100	$619,100 (-0.26%) Land $255,000 Building $364,100
2024	$7,163.00 (+14.79%)
2023		$620,700 (+10.37%) Land $181,700 Building $439,000	$620,700 (+10.37%) Land $181,700 Building $439,000
2022	$6,240.00 Homeowner's exemption	$562,400 Land $158,000 Building $404,400	$562,400 Land $158,000 Building $404,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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