3806 Chestnut Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 3806 Chestnut Rd, Middle River, MD 21220

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,248 sqft · built 2020
Lot Size0.506 acres (22,029 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Apr 2019)
Tax Bill$11,221 (2024)
Deeds & MortgagesApr 2021 Mortgage
Nov 2021 Line of Credit
+ 2 more
APN15-1518721260

Property Details

APN / Parcel Number

Primary APN15-1518721260
Alternative APN
  • 1518721260

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,248 sqft Living Area
Gross Area3,752 sqft
1st Floor Area1,631 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,029 sqft (0.506 acres)
Lot Dimensions300 ft deep x 50 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Deck Area208 sqft
Shed1 Shed
Shed Area430 sqft
Gazebo480 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number1518721260
Street Address3806 CHESTNUT RD
CityMIDDLE RIVER
StateMD
Zip21220-4023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.506AC BOWLEYS QUARTERS
Legal SubdivisionBOWLEYS QUARTERS
Legal Block2
Legal Lot Number110
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2015
Census Tract451802

Owner

Source: Baltimore County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3806 CHESTNUT RD, MIDDLE RIVER, MD 21220-4023
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONWIDE EQUITIES CORP
Nov 1, 2021Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Apr 16, 2019Deed, Construction Loan · Construction Mortgage
GATEWAY MORTGAGE GROUP LLC
May 23, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2019 · Amount on Record
Deed SaleApr 16, 2019 · Amount on Record
Prior SaleMay 23, 2018 · Amount on Record
Deed Book / Page41320 / 350
Prior Transfer DateMay 1, 2018
Prior Transfer Doc0402720238
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3806 CHESTNUT RD, MIDDLE RIVER, MD 21220-4023
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyREAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0444630445
DateApr 7, 2021
Book Page44463/445
Lender
NameNATIONWIDE EQUITIES CORP
TypeNon-Lending Institution
AddressMAHWAH, NJ 07495
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3806 CHESTNUT RD, MIDDLE RIVER, MD 21220-4023
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyRGS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0457160057
DateNov 1, 2021
Book Page45716/57
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressLEESBURG, VA 20175
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2019: Deed, Construction Loan

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateApr 16, 2019
Property Address3806 CHESTNUT RD, MIDDLE RIVER, MD 21220-4023
Document Number0413200350
Book / Page41320 / 350
Map ReferenceMB WPC 7 FO 13
Instrument DateFeb 28, 2019
Transaction TypeConstruction Loan
Record UpdatedAug 10, 2022
Title CompanySIMPLY TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3806 CHESTNUT RD, MIDDLE RIVER, MD 21220-4023

Mortgage

Document Number0041320358
DateApr 16, 2019
Instrument41320/358
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term10 Months
DueFeb 1, 2020
Interest
Rate TypeAdjustable Rate
Rate5.95%
Type Change DateFeb 1, 2026
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change5.95%
Index1-Year LIBOR
Max Rate10.9%

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBALTIMORE MD
Recording DateMay 23, 2018
Property Address3806 CHESTNUT RD, MIDDLE RIVER, MD 21220-4023
Document Number0402720238
Book / Page040272 / 000238
Instrument DateDec 5, 2017
Transaction TypeForeclosure
Record UpdatedJun 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3806 CHESTNUT RD BALTIMORE MD 212204023, BALTIMORE, MD 21220-4023

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$903,333 (+27.27%)$1,000,100 (+40.9%) Land $345,000 Building $655,100
2024$11,221.00 (+10.2%)
2023$10,182.00$709,800 Land $186,500 Building $523,300$709,800 Land $186,500 Building $523,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 234 policies
Nearby Flood Policies234 in force
Nearby Flood Claims351 (1979–2024)
Claims Outside the SFHA53 of 351
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Hurricane Isabel, Sep 2003 · 224 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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