3806 Bridgebay Ln, Katy, TX 77449 Property Records

Harris County property record for 3806 Bridgebay Ln, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,128 sqft · built 1998
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$283,231 (Jul 2023)
Tax Bill	$4,921 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`118-951-004-0021`

Property Details

APN / Parcel Number

Primary APN	`118-951-004-0021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,050 sqft (0.139 acres)
View / Lot	Primary
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1189510040021
Street Address	3806 BRIDGEBAY LN
City	KATY
State	TX
Zip	77449-3892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21 BLK 4 BRIDGEWATER POINTE SEC 1
Legal Subdivision	BRIDGEWATER POINTE SEC 1
Legal Block	4
Legal Lot Number	21
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2004
Census Tract	542305

Owner

3806 Bridgebay Ln is owned and occupied by an individual who bought it in July 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3806 BRIDGEBAY LN, KATY, TX 77449-3892
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on File
Deed Sale	Jul 26, 2023 · Amount on File
Prior Sale	Oct 7, 1998 · Amount on File
Deed Document Number	2023280820
Prior Transfer Date	Sep 17, 1998
Prior Transfer Doc	0000312338
Record Updated	Oct 29, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jul 26, 2023
Property Address	3806 BRIDGEBAY LN, KATY, TX 77449-3892
Document Number	0000280820
Map Reference	MF 383002
Instrument Date	Jul 25, 2023
Instrument	2023-280820
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 BRIDGEBAY LN, KATY, TX 77449-3892

Mortgage

Document Number	0000280821
Date	Jul 26, 2023
Instrument	2023-280821

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0000280822
Date	Jul 26, 2023
Instrument	2023-280822

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 25, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3806 Bridgebay Ln was $4,921 with a homeowner's exemption, up 38.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,055 (-4.59%) Land $46,539 Building $206,516	$253,055 (-4.59%) Land $46,539 Building $206,516
2025	$4,921.00 (+38.93%) Homeowner's exemption	$265,220 Land $46,539 Building $218,681	$265,220 Land $46,539 Building $218,681
2024	$3,542.00
2023		$276,690 (+13.92%) Land $44,737 Building $231,953	$276,690 (+13.92%) Land $44,737 Building $231,953
2022	$4,854.00	$242,881 Land $40,234 Building $202,647	$242,881 Land $40,234 Building $202,647
2020	$3,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3806 Bridgebay Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3806 Bridgebay Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 71 serves 17,079 people · EPA ID TX1011823
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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