38053 de Luz Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 38053 de Luz Rd, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,142 sqft · built 1986
Lot Size	11.5 acres (503,989 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,222 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102-150-54-00`

Property Details

APN / Parcel Number

Primary APN	`102-150-54-00`
Alternative APN	`1021502700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,142 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	503,989 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1021502700
Street Address	38053 DE LUZ RD
City	FALLBROOK
State	CA
Zip	92028-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 (EX ST) TR PM08139
Legal Subdivision	PARCEL MAP NO 8139
Legal Tract	8139
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	1
Census Block	1042
Census Tract	19001

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38053 DE LUZ RD, FALLBROOK, CA 92028-9703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 25, 2019	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019
Deed Sale	Nov 25, 2019
Prior Sale	Mar 16, 2015
Deed Document Number	2019548240
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	0000548240
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	38053 DE LUZ RD, FALLBROOK, CA 92028-9703
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38053 DE LUZ RD, FALLBROOK, CA 92028-9703

Mortgage

Document Number	0000773990
Date	Nov 8, 2021
Instrument	2021-0773990

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	38053 DE LUZ RD, FALLBROOK, CA 92028-9703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38053 DE LUZ RD, FALLBROOK, CA 92028-9703

Mortgage

Document Number	0000515416
Date	Sep 4, 2020
Instrument	2020-0515416

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2019
Property Address	38053 DE LUZ RD, FALLBROOK, CA 92028-9703
Document Number	0000548240
Instrument Date	Nov 15, 2019
Instrument	2019-0548240
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38053 DE LUZ RD, FALLBROOK, CA 92028-9703

Mortgage

Document Number	0000548241
Date	Nov 25, 2019
Instrument	2019-0548241

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	38053 DE LUZ RD, FALLBROOK, CA 92028-9703
Document Number	0000409312
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018
Title Company	UTOPIAN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38053 DE LUZ RD FALLBROOK CA 920289703, FALLBROOK, CA 92028-9703

Mortgage

Document Number	0000409312
Date	Oct 2, 2018
Instrument	409312

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$750,218 (+2%) Land $375,109 Building $375,109
2025	$7,222.00 (-1.97%)	$735,508 (+4.04%) Land $367,754 Building $367,754
2023	$7,367.00 (+18.27%)	$706,950 Land $353,475 Building $353,475
2022	$6,229.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Southern California Telephone Fixed Wireless	75 / 15

Cell Coverage

5G and 4G LTE (outdoors only)

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