3805 University Ave, Laurel, MS 39440 Property Records

Jones County property record for 3805 University Ave, Laurel, MS 39440

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,643 sqft · built 1960
Lot Size	0.568 acres (24,750 sqft)
Owner	Individual Name on Record
Tax Bill	$1,817 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`147I-19-03-013.00`

Property Details

APN / Parcel Number

Primary APN	`147I-19-03-013.00`
Alternative APNs	`014989` `14989`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,643 sqft Living Area
1st Floor Area	2,643 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,750 sqft (0.568 acres)
Lot Dimensions	150 ft deep x 165 ft wide
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	014989
Street Address	3805 UNIVERSITY AVE
City	LAUREL
State	MS
Zip	39440-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEN DES 19-9-11 BEG AT A CONCRETE MONUMENT AT NWC OF NW OF NE & RUN S ON & ALONG THE 40 LINE 660' TO THE POB CONT S ON &
Legal Range	11
Legal Township	09
Legal Section	19
Jurisdiction	JONES MS
Township / Civil Division	1
Census Block Group	3
Census Block	3012
Census Tract	950402

Owner

Source: Jones County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3805 UNIVERSITY AVE, LAUREL, MS 39440-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018
Deed Sale	Jul 19, 2018
Deed Document Number	0002183946
Deed Book / Page	218 / 3946
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	3805 UNIVERSITY AVE, LAUREL, MS 39440-1527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	218/3947
Date	Jul 19, 2018
Book Page	218/3947
Instrument	21803947

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES MS
Recording Date	Jul 19, 2018
Property Address	3805 UNIVERSITY AVE, LAUREL, MS 39440-1527
Document Number	21803946
Instrument Date	Jul 13, 2018
Instrument	21803946
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3805 UNIVERSITY AVE, 3805, LAUREL, MS 39440-1527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 UNIVERSITY AVE, LAUREL, MS 39440-1527

Tax Assessment & Valuation

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,817.00 (+9.79%) Homeowner's exemption	$12,027 (+7.35%)	$120,270 (+7.35%) Land $20,630 Building $99,640
2024	$1,655.00 (+2.35%)
2023	$1,617.00 (-1.16%) Homeowner's exemption	$11,204	$112,040 Land $20,630 Building $91,410
2022	$1,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1979–2021)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHADY GROVE UTILITY DISTRICT serves 2,390 people · EPA ID MS0340017
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, C Spire Wireless, defastlink, T-Mobile.

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