3805 S Main St, Independence, MO 64055 Property Records

Jackson County property record for 3805 S Main St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1958
Lot Size	0.209 acres (9,092 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,544 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-220-03-63`

Property Details

APN / Parcel Number

Primary APN	`33-220-03-63`
Alternative APNs	`33-220-03-63-00-0-00-000` `33220036300000001` `877182`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	215 sqft
Unfinished Basement	649 sqft
Flooring	Carpet

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,092 sqft (0.209 acres)
Lot Dimensions	128 ft deep x 70 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	708 sqft
Patio Area	708 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	877182
Street Address	3805 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64055-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL MANOR LOT 149
Legal Subdivision	HALL MANOR
Legal Block	4
Legal Lot Number	149
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4003
Census Tract	12200

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3805 S MAIN ST, INDEPENDENCE, MO 64055-3248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 5, 2018	Deed of Trust, Mortgage · VA Mortgage HOME PT FIN'L
Jul 6, 2018	Warranty Deed, Transfer FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018
Deed Sale	Jul 6, 2018
Prior Sale	Mar 2, 2016 · Amount on Record
Deed Document Number	2018E59255
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3805 S MAIN ST, INDEPENDENCE, MO 64055-3248
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 S MAIN ST, INDEPENDENCE, MO 64055

Mortgage

Document Number	00E0114998
Date	Oct 19, 2021
Instrument	2021E0114998

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Sep 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3805 S MAIN ST, INDEPENDENCE, MO 64055-3248
Document Number	0000E60026
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3805 S MAIN ST INDEPENDENCE MO 640553248, INDEPENDENCE, MO 64055-3248

Mortgage

Document Number	0000E60026
Date	Jul 10, 2018
Instrument	60026E

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 6, 2018
Property Address	3805 S MAIN ST, INDEPENDENCE, MO 64055-3248
Document Number	0000E59255
Instrument Date	Jul 3, 2018
Instrument	59255E
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3805 S MAIN ST INDEPENDENCE MO 640553248, INDEPENDENCE, MO 64055-3248

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,609 (-) Land $4,203 Building $17,406	$113,730 (-)
2025	$1,544.00 (-29.85%)	$21,609 (-31.98%) Land $4,203 Building $17,406	$113,730 (-31.98%)
2024	$2,201.00 (+2.32%)
2023	$2,151.00	$31,770 Land $3,080 Building $28,690	$167,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, Wisper ISP.

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