3805 S Cramer Cir, Bloomington, IN 47403 Property Records

Monroe County property record for 3805 S Cramer Cir, Bloomington, IN 47403

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,356 sqft · built 2018
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jun 2021)
Tax Bill	$1,746 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-17094-13`

Property Details

APN / Parcel Number

Primary APN	`014-17094-13`
Alternative APN	`53-01-41-709-413.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Family Room	Family Room

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-17094-13
Street Address	3805 S CRAMER CIR
City	BLOOMINGTON
State	IN
Zip	47403-8997
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BATCHELOR HGTS SEC 2 L 113
Legal Subdivision	BATCHELOR HEIGHTS SUBDIVISION
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3008
Census Tract	1102

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3805 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 11, 2019	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Apr 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on Record
Deed Sale	Jun 9, 2021 · Amount on Record
Prior Sale	Jun 11, 2019 · Amount on Record
Deed Document Number	202110888
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 9, 2021
Property Address	3805 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number	2021010888
Map Reference	CAB C ENV 315
Instrument Date	Jun 3, 2021
Instrument	2021010888
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3805 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Mortgage

Document Number	2021010889
Date	Jun 9, 2021
Instrument	2021010889

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 11, 2019
Property Address	3805 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number	2019008007
Map Reference	CAB D ENV 58
Instrument Date	Jun 7, 2018
Instrument	2019008007
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Mortgage

Document Number	2019008008
Date	Jun 11, 2019
Instrument	2019008008

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 6, 2017
Property Address	3805 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number	2017004485
Map Reference	DOC2007002095
Instrument Date	Apr 4, 2017
Instrument	2017004485
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3460 E RHORER RD, BLOOMINGTON, IN 47401-9609

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,746.00 (-6.23%)	$255,500 (+4.58%) Land $50,000 Building $205,500	$255,500 (+4.58%) Land $50,000 Building $205,500
2024	$1,862.00 (+15.72%)
2023		$244,300 (+8.24%) Land $40,000 Building $204,300	$244,300 (+8.24%) Land $40,000 Building $204,300
2022	$1,609.00	$225,700 Land $40,000 Building $185,700	$225,700 Land $40,000 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Smithville Communications.

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