3805 Rossberg St SE, Lacey, WA 98503 Property Records

Thurston County property record for 3805 Rossberg St SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,752 sqft · built 2008
Lot Size	0.11 acres (4,801 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Nov 2022)
Tax Bill	$29 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`72490003400`

Property Details

APN / Parcel Number

Primary APN	`72490003400`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,752 sqft Living Area
Gross Area	3,372 sqft
1st Floor Area	1,355 sqft
Upper Floors Area	1,397 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,801 sqft (0.11 acres)
Garage Type	Attached
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	118 sqft
Deck Area	120 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3805 ROSSBERG ST SE
City	LACEY
State	WA
Zip	98503-3590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MD
Legal Description	SECTION 29 TOWNSHIP 18 RANGE 1W QUARTER SW SE PLAT SCHILTER FARM LT 34 DOCUMENT 3810790
Legal Range	01
Legal Township	18
Legal Section	29
Legal Subdivision	SCHILTER FARM
Legal Block	2
Legal Lot Number	34
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	2
Census Block	2006
Census Tract	11626

Owner

3805 Rossberg St SE is owned and occupied by two individuals who bought it in November 2022.

Source: Thurston County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3805 ROSSBERG ST SE, LACEY, WA 98503-3590
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 1, 2022	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Apr 25, 2008 · Amount on File
Deed Document Number	20224957301
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3805 ROSSBERG ST SE, LACEY, WA 98503-3590
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 ROSSBERG ST SE, LACEY, WA 98503-3590

Mortgage

Document Number	0004885256
Date	Sep 27, 2021
Instrument	4885256

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2051

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Nov 1, 2022
Property Address	3805 ROSSBERG ST SE, LACEY, WA 98503-3590
Document Number	0004957301
Map Reference	DOC 3810790
Instrument Date	Oct 26, 2022
Instrument	4957301
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,712.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004957302
Date	Nov 1, 2022
Instrument	4957302

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	4%
Max Rate At Change	8%
Index	5-Year CMT
Max Rate	12%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3805 ROSSBERG ST SE, LACEY, WA 98503-3590
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004584829
Date	Sep 7, 2017
Instrument	4584829

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3805 Rossberg St SE was $29.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29.00
2025		$577,400 Land $128,000 Building $449,400	$577,400 Land $128,000 Building $449,400
2024	$5,046.00 (-2.76%)
2023	$5,189.00
2022		$543,900 Land $52,800 Building $491,100	$543,900 Land $52,800 Building $491,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3805 Rossberg St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3805 Rossberg St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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