Montgomery County property record for 3805 Ralph Rd, Silver Spring, MD 20906 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Split Foyer |
| Year Built | Built 1957 |
| Square Footage | 1,769 sqft Living Area |
| Lot Size | 7,503 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $399,000 (2018) |
| Tax Bill | $5,880.00 (2025) |
| Primary APN | 13-01320597 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,769 sqft Living Area |
| Gross Area | 1,929 sqft Gross Area |
| 1st Floor | 1,019 sqft 1st Floor |
| Basement Area | 750 sqft Basement |
| Finished Basement | 750 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,503 sqft (0.172 acres) |
| Deck Area | 160 sqft Deck |
| Patio Area | 140 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 01320597 |
|---|---|
| Street Address | 3805 RALPH RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-5267 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARMONY HILLS |
| Legal Subdivision | HARMONY HILLS |
| Legal Block | 11 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY MD |
| Minor Civil Division | 13 |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 703302 |
Source: Montgomery County records · APN 13-01320597
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3805 RALPH RD, SILVER SPRING, MD 20906-5267 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 26, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 06, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage CENTURY LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2018 · Amount on Record |
| Deed Sale | Aug 06, 2018 · Amount on Record |
| Prior Sale | Aug 23, 2012 · Amount on Record |
| Deed Book / Page | 56418 / 94 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3805 RALPH RD, SILVER SPRING, MD 20906-5267 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3805 RALPH RD, SILVER SPRING, MD 20906-5267 |
| Document Number | 0637590260 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 63759/260 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | May 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3805 RALPH RD, SILVER SPRING, MD 20906-5267 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | UNITED SHORE FINCL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0574830300 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 57483/300 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 06, 2018 |
| Property Address | 3805 RALPH RD, SILVER SPRING, MD 20906-5267 |
| Document Number | 0564180094 |
| Book / Page | 056418 / 000094 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3805 RALPH RD SILVER SPRING MD 209065267, SILVER SPRING, MD 20906-5267 |
| Document Number | 564180103 |
|---|---|
| Date | Aug 06, 2018 |
| Book Page | 056418/000103 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2048 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,667 (+7.18%) | $607,400 (+21.53%) Land $176,200 Building $431,200 | |
| 2025 | $5,880.00 (+35.73%) | $499,800 (+16.05%) Land $176,200 Building $323,600 | $499,800 (-) Land $176,200 Building $323,600 |
| 2023 | $430,667 | $499,800 Land $176,200 Building $323,600 | |
| 2022 | $4,332.00 |
3805 Ralph Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Montgomery County (24031C), updated April 12, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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