Highlands County property record for 3805 Perugia Ave, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,191 sqft · built 1979 |
| Lot Size | 0.07 acres (3,055 sqft) |
| Owner | Company Name on File |
| Last Sale | $103,000 (Jun 2021) |
| Tax Bill | $1,927 (2024) |
| Deeds & Mortgages | Oct 2022 Transfer Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-131-0000-14B0 |
| Primary APN | C-04-34-28-131-0000-14B0 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,191 sqft Living Area |
| 1st Floor Area | 1,015 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,055 sqft (0.07 acres) |
| Porch | Enclosed Porch |
| Porch Area | 268 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3805 PERUGIA AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2352 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | REPLAT BLK 253 UNIT 13 SUN N LAKE EST SEB PB 12-PG 61 LOT 14B + 1/34 INT IN COMM AREAS TR A-B + UNNUMBER TR -COUNTRY CLUB |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 253 |
| Legal Lot Number | 14B |
| Legal Unit | 13 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 960503 |
3805 Perugia Ave, a duplex, is owned by a company that acquired it in October 2022.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2131 LAKEVIEW DR APT 708, 708, SEBRING, FL 33870-6100 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Jul 5, 2019 | Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Nov 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on File |
| Deed Sale | Jun 24, 2021 · Amount on File |
| Prior Sale | Jun 24, 2021 · Amount on File |
| Deed Document Number | 0002040780 |
| Deed Book / Page | 2832 / 1105 |
| Last Transfer Date | Oct 21, 2022 |
| Transfer Doc | 0002120283 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 21, 2022 |
| Property Address | 3805 PERUGIA AVE, SEBRING, FL 33872-2352 |
| Document Number | 0002120283 |
| Book / Page | 2937 / 586 |
| Map Reference | MB 12 PG 61 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2120283 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2131 LAKEVIEW DR APT 708, 2131, SEBRING, FL 33870-6100 |
| Name | Verified Name |
|---|---|
| Address | 3805 PERUGIA AVE, SEBRING, FL 33872-2352 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 24, 2021 |
| Property Address | 3805 PERUGIA AVE, SEBRING, FL 33872-2352 |
| Document Number | 0002040780 |
| Book / Page | 2832 / 1105 |
| Map Reference | MB 12 PG 61 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2040780 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1534 PINETOP TER, 1534, LAKE PLACID, FL 33852-5702 |
| Name | Verified Name |
|---|---|
| Address | LAKEVIEW DR #708 # 708, 708, SEBRING, FL 33870 |
| Document Number | 0028321107 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2832/1107 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 5, 2019 |
| Property Address | 3805 PERUGIA AVE, SEBRING, FL 33872-2352 |
| Document Number | 0001947246 |
| Book / Page | 002701 / 000973 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 1947246 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | HEARTLAND TITLE INSURANCE, HEARTLAND TITLE INS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $521.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3805 PERUGIA AVE SEBRING FL 338722352, SEBRING, FL 33872-2352 |
| Document Number | 1947247 |
|---|---|
| Date | Jul 5, 2019 |
| Book Page | 002701/000975 |
| Instrument | 1947247 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 30, 2018 |
| Property Address | 3805 PERUGIA AVE, SEBRING, FL 33872-2352 |
| Document Number | 0001920061 |
| Book / Page | 2667 / 0048 |
| Map Reference | MB12 PG61 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 1920061 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAD TITLE INS AGENCY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3805 PERUGIA AVE, SEBRING, FL 33872-2352 |
| Document Number | 0001920062 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 1920062 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $129,808 Land $8,000 Building $121,808 | $129,808 Land $8,000 Building $121,808 | |
| 2024 | $1,927.00 (-2.58%) | ||
| 2023 | $1,978.00 (+25.35%) | $124,613 (+33.76%) Land $3,500 Building $121,113 | $124,613 (+33.76%) Land $3,500 Building $121,113 |
| 2022 | $1,578.00 | $93,162 Land $3,500 Building $89,662 | $93,162 Land $3,500 Building $89,662 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3805 Perugia Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3805 Perugia Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures