Suffolk County and Southold Town property record for 3805 Main Rd, Laurel, NY 11948
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.03 acres (88,862 sqft) |
| Owner | Company Name on Record |
| Last Sale | $555,000 (Jul 2007) |
| Tax Bill | $9,389 (2024) |
| Deeds & Mortgages | Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 125.-1-6.2 |
| Primary APN | 473889 125.-1-6.2 |
|---|---|
| Alternative APNs |
|
| Lot Area | 88,862 sqft |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 3805 MAIN RD |
| City | LAUREL |
| State | NY |
| Zip | 11948-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | BOOK 12515 PAGE 991 BILL 015970 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 170003 |
Source: Suffolk County and Southold Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 38A FIFTY ACRE RD, SAINT JAMES, NY 11780-1314 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2007 · Amount on Record |
| Deed Sale | Jul 31, 2007 · Amount on Record |
| Deed Book / Page | 12515 / 991 |
| Prior Transfer Date | Sep 18, 2000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 2, 2018 |
| Property Address | 3805 MAIN RD, LAUREL, NY 11948-1306 |
| Document Number | 0228980066 |
| Book / Page | 022898 / 000066 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Title Company | VENTURE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 38 FIFTY ACRE RD ST JAMES NY 117801314, ST JAMES, NY 11780-1314 |
| Document Number | 228980066 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 022898/000066 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | 1281 OLD COUNTRY RD, RIVERHEAD, NY 11901-2021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,000 (-) Land $1,900 Building $4,100 | $1,090,909 (+10,263.95%) Land $345,455 Building $745,455 | |
| 2024 | $9,389.00 | ||
| 2023 | $6,000 Land $1,900 Building $4,100 | $10,526 Land $3,333 Building $7,193 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 4 (2012–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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