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3805 Ivy Ln, Elgin, IL 60124 Property Records

Kane County property record for 3805 Ivy Ln, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,294 sqft · built 2007
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$407,000 (Aug 2018)
Tax Bill$14,184 (2025)
Deeds & MortgagesSep 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-181-001

Property Details

APN / Parcel Number

Primary APN06-18-181-001

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,294 sqft Living Area
Gross Area4,875 sqft
Basement Area1,581 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3805 IVY LN
CityELGIN
StateIL
Zip60124-0212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALL OAKS SUB UNIT 1 LT 168
Legal SubdivisionTALL OAKS SUB
Legal Block1
Legal Lot Number168
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1033
Census Tract851911

Owner

Source: Kane County records · APN 06-18-181-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3805 IVY LN, ELGIN, IL 60124-0212
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 03, 2018Warranty Deed, Transfer · Conventional Mortgage
AAEC CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2018 · Amount on Record
Deed SaleAug 03, 2018 · Amount on Record
Prior SaleNov 30, 2011 · Amount on Record
Deed Document Number201837834
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3805 IVY LN, ELGIN, IL 60124-0212
Transaction TypeMortgage
Record UpdatedSep 15, 2022
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055553
DateSep 24, 2020
Instrument2020K055553
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 03, 2018
Property Address3805 IVY LN, ELGIN, IL 60124-0212
Document Number0000037834
Instrument DateJul 24, 2018
Instrument37834
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$610.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3805 IVY LN ELGIN IL 601240212, ELGIN, IL 60124-0212

Mortgage

Document Number37835
DateAug 03, 2018
Instrument37835
Lender
NameAAEC CU
TypeCredit Union
AddressARLINGTON HEIGHTS, IL 60005
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 02, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$14,184.00 (+3.62%) Homeowner's exemption
2024$174,198 (+17%) Land $40,468 Building $133,730$522,803 (+17.04%) Land $121,453 Building $401,351
2022$13,689.00 (+13.34%) Homeowner's exemption$148,892 (+6.96%) Land $33,336 Building $115,556$446,676 (+6.96%) Land $100,008 Building $346,668
2021$12,078.00 Homeowner's exemption$139,204 Land $31,167 Building $108,037$417,612 Land $93,501 Building $324,111

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 225 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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