Wilson County property record for 3805 Gloucester Dr W, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,515 sqft · built 2004 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Oct 2019) |
| Tax Bill | $2,749 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3702-55-4435.000 |
| Primary APN | 3702-55-4435.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,515 sqft Heated Area |
| 1st Floor Area | 1,515 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3805 GLOUCESTER DR W |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-9216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR6 |
| Legal Description | 3805 GLOUCESTER DR W L60S6 HERITAGE PL 1.00LT |
| Legal Subdivision | HERITAGE PLACE |
| Legal Lot Number | 02 |
| Jurisdiction | WILSON NC |
| Township / Civil Division | WILSON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 402 |
3805 Gloucester Dr W is owned and occupied by two individuals who bought it in October 2019.
Source: Wilson County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3805 GLOUCESTER DR W, WILSON, NC 27893-9216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 24, 2024 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Oct 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on File |
| Deed Sale | Oct 11, 2019 · Amount on File |
| Prior Sale | Jun 1, 2005 · Amount on File |
| Deed Book / Page | 2805 / 336 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 3805 GLOUCESTER DR W, WILSON, NC 27893-9216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 3805 GLOUCESTER DR W, WILSON, NC 27893-9216 |
| Document Number | 003152/729 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 3152/729 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 3805 GLOUCESTER DR W, WILSON, NC 27893-9216 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003035/720 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 3035/720 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 3805 GLOUCESTER DR W, WILSON, NC 27893-9216 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002930/913 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 2930/913 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 3805 GLOUCESTER DR W, WILSON, NC 27893-9216 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3805 GLOUCESTER DR W, WILSON, NC 27893-9216 |
| Document Number | 003087/448 |
|---|---|
| Date | Oct 24, 2024 |
| Book Page | 3087/448 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Oct 11, 2019 |
| Property Address | 3805 GLOUCESTER DR W, WILSON, NC 27893-9216 |
| Document Number | 002805/336 |
| Book / Page | 2805 / 336 |
| Map Reference | MB 31 PG 207&208 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3805 MLOUCERTER DR W, WILSON, NC 27893 |
| Document Number | 0002805340 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2805/340 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
The 2025 property tax bill for 3805 Gloucester Dr W was $2,749 with a veteran's exemption.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Municipality | Wilson City |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,481 (-) Land $50,000 Building $240,481 | $290,481 (-) Land $50,000 Building $240,481 | |
| 2025 | $2,749.00 | $290,481 (-) Land $50,000 Building $240,481 | $290,481 (-) Land $50,000 Building $240,481 |
| 2024 | $290,481 Land $50,000 Building $240,481 | $290,481 Land $50,000 Building $240,481 | |
| 2021 | $2,234.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3805 Gloucester Dr W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3805 Gloucester Dr W is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILSON serves 50,332 people · EPA ID NC0498010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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