3805 E 17th St, Sterling, IL 61081 Property Records

Whiteside County property record for 3805 E 17th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2018)
Tax Bill	$5,694 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1114479005`

Property Details

APN / Parcel Number

Primary APN	`1114479005`
Alternative APN	`93837`

Exterior

Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide

Location & Zoning

Account Number	93837
Street Address	3805 E 17TH ST
City	STERLING
State	IL
Zip	61081-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANDLELIGHT MANOR #2 150.24 X 200 LOT 21 741503X
Legal Subdivision	CANDLELIGHT MANOR 2
Legal Lot Number	21
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4023
Census Tract	900

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3805 E 17TH ST, STERLING, IL 61081-4225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Deed of Trust, Mortgage · Conventional with PMI SAUK VLY BK&TR
Apr 17, 2018	Warranty Deed, Transfer · Conventional with PMI SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	20181907
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	3805 E 17TH ST, STERLING, IL 61081-4225
Document Number	0000007241
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3805 E 17TH ST STERLING IL 610814225, STERLING, IL 61081-4225

Mortgage

Document Number	0000007241
Date	Dec 27, 2019
Instrument	7241

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 17, 2018
Property Address	3805 E 17TH ST, STERLING, IL 61081-4225
Document Number	0000001907
Instrument Date	Apr 16, 2018
Instrument	1907
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1822 1ST AVE #1 STERLING IL 610811260, 1, STERLING, IL 61081-1260

Mortgage

Document Number	1908
Date	Apr 17, 2018
Instrument	1908

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,694.00	$80,479 Land $7,800 Building $72,679
2024			$241,437 Land $23,400 Building $218,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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