3805 Crestone Dr, Loveland, CO 80537 Property Records

Larimer County property record for 3805 Crestone Dr, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,320 sqft · built 1998
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Jun 2011)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95163-13-011`

Property Details

APN / Parcel Number

Primary APN	`95163-13-011`
Alternative APN	`R1453874`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
Basement Area	1,488 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1998
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1453874
Old Parcel Number	9516313011
Street Address	3805 CRESTONE DR
City	LOVELAND
State	CO
Zip	80537-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, BLK 1, MARIANA BUTTE PUD 2ND SUB, LOV
Legal Range	69
Legal Township	05
Legal Section	16
Legal Quarter	SW
Legal Subdivision	MARIANA BUTTE PUD
Legal Block	1
Legal Lot Number	11
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	3
Census Block	3008
Census Tract	1808

Owner

3805 Crestone Dr is owned and occupied by an individual who bought it in June 2011.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3805 CRESTONE DR, LOVELAND, CO 80537-3505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2011 · Amount on File
Deed Sale	Jun 7, 2011 · Amount on File
Prior Sale	Dec 1, 2010
Deed Document Number	20110033058
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3805 CRESTONE DR, LOVELAND, CO 80537-3505
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037850
Date	Apr 14, 2021
Instrument	20210037850

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3805 CRESTONE DR, LOVELAND, CO 80537-3505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042120
Date	Jun 12, 2020
Instrument	20200042120

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	3805 CRESTONE DR, LOVELAND, CO 80537-3505
Document Number	0000069918
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 CRESTONE DR LOVELAND CO 805373505, LOVELAND, CO 80537-3505

Mortgage

Document Number	0000069918
Date	Oct 18, 2017
Instrument	69918

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 17, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3805 Crestone Dr was $3,005.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00	$35,137 Land $2,856 Building $32,281	$562,200 Land $45,700 Building $516,500
2023	$2,740.00 (+12.62%)	$39,289 (+28.45%) Land $3,062 Building $36,227	$586,400 (+33.24%) Land $45,700 Building $540,700
2022	$2,433.00	$30,587 Land $3,176 Building $27,411	$440,100 Land $45,700 Building $394,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3805 Crestone Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (2007–2013)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3805 Crestone Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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