Kane County property record for 3805 Commerce Dr, Saint Charles, IL 60174
| Property Type | General Industrial |
|---|---|
| Details | 8,560 sqft · built 2002 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Company Name on Record |
| Last Sale | $725,000 (Feb 2002) |
| Tax Bill | $19,664 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-36-426-016 |
| Primary APN | 09-36-426-016 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 8,560 sqft Gross Area |
| 1st Floor Area | 8,560 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 28,314 sqft (0.65 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3805 COMMERCE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-5325 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Legal Description | MAP AREA: 165-INDUST MED |
| Legal Subdivision | SHANAHAN INDUSTRL PK |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 852002 |
Source: Kane County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 0S635 WYNWOOD RD, WINFIELD, IL 60190-1548 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2002 · Amount on Record |
| Deed Sale | Feb 5, 2002 · Amount on Record |
| Deed Document Number | 200218396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 11, 2026 |
| Property Address | 3805 COMMERCE DR, SAINT CHARLES, IL 60174-5325 |
| Document Number | 0000039553 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202639553 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 0S635 WYNWOOD RD, WINFIELD, IL 60190-1548 |
| Document Number | 0000039553, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 202639553 |
| Name | FIRST STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 11, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,664.00 (+11.18%) | $280,384 (+18.77%) Land $51,495 Building $228,889 | $841,489 (+18.77%) Land $154,547 Building $686,942 |
| 2024 | $236,076 (+7.77%) Land $47,448 Building $188,628 | $708,511 (+7.81%) Land $142,401 Building $566,110 | |
| 2022 | $17,686.00 (+3.86%) | $219,056 (+4.91%) Land $47,006 Building $172,050 | $657,168 (+4.91%) Land $141,018 Building $516,150 |
| 2021 | $17,029.00 | $208,804 Land $44,806 Building $163,998 | $626,412 Land $134,418 Building $491,994 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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