3805 Chesapeake Ave, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3805 Chesapeake Ave, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1984
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$268,500 (Feb 2018)
Tax Bill	$2,757 (2023)
Deeds & Mortgages	Feb 2018 Sale & Mortgage Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-081443`

Property Details

APN / Parcel Number

Primary APN	`03-081443`
Alternative APNs	`3081443` `081443`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Total Area
1st Floor Area	960 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	081443
Old Parcel Number	3081443
Street Address	3805 CHESAPEAKE AVE
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 5-10 BLK 17 SUMMER CITY
Legal Subdivision	SUMMER CITY
Legal Block	17
Legal Lot Number	5-10 10
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1028
Census Tract	860402

Owner

3805 Chesapeake Ave is owned and occupied by an individual who bought it in February 2018.

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3805 CHESAPEAKE AVE, CHESAPEAKE BEACH, MD 20732-4123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 28, 2017	Grant Deed, Transfer LAKESIDE TITLE COMPANY INC
Jan 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Prior Sale	Jun 28, 2017 · Amount on File
Deed Document Number	182052
Deed Book / Page	5150 / 160
Record Updated	Jun 7, 2026

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 26, 2018
Property Address	3805 CHESAPEAKE AVE, CHESAPEAKE BEACH, MD 20732-4123
Document Number	0051500160
Book / Page	5150 / 160
Map Reference	MB GWD9 FO149
Instrument Date	Feb 9, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3805 CHESAPEAKE AVE, CHESAPEAKE BEACH, MD 20732-4123

Mortgage

Document Number	0005150167
Date	Feb 26, 2018
Instrument	5150/167

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 28, 2017
Property Address	3805 CHESAPEAKE AVE, CHESAPEAKE BEACH, MD 20732-4123
Document Number	0050210028
Book / Page	005021 / 000028
Instrument Date	Jun 19, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$138.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12704 PARKER LN CLINTON MD 207354560, CLINTON, MD 20735-4560

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 18, 2017
Property Address	3805 CHESAPEAKE AVE, CHESAPEAKE BEACH, MD 20732-4123
Document Number	0049270360
Book / Page	004927 / 000360
Instrument Date	Jan 12, 2017
Transaction Type	Foreclosure
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,757.00	$265,433	$297,100 Land $79,000 Building $218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3805 Chesapeake Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1981–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	May 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3805 Chesapeake Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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