38044 N Watts Ave, Spring Grove, IL 60081 Property Records

Lake County property record for 38044 N Watts Ave, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1960
Lot Size0.439 acres (19,127 sqft)
Owner2 Individual Names on File
Tax Bill$1,396 (2024)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (moderate risk)
APN01-33-300-007

Property Details

APN / Parcel Number

Primary APN01-33-300-007
Alternative APN
  • 01333220530000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area2,318 sqft
1st Floor Area1,344 sqft
Upper Floors Area243 sqft
AtticAttic
Attic Area974 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area19,127 sqft (0.439 acres)
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area285 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address38044 N WATTS AVE
CitySPRING GROVE
StateIL
Zip60081-9420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE1/4 SW1/4; BEG X ELY COR LOT 27 BLK 27 FOX LAKE VISTA UNIT NO 1 SUB & W LN WATTS AVE, N ALG ROW 170 TO SE COR LOT 31 BLK 27 SD SUB, NE 120, SELY TO NLY COR LOT 27 BLK 27, S
Legal Range09E
Legal Township46N
Legal Section33
Legal SubdivisionFOX LAKE VISTA UNIT NO 1
Legal Block27
Legal Lot Number27
Legal Unit1
JurisdictionLAKE IL
Township / Civil DivisionANTIOCH
Census Block Group2
Census Block2017
Census Tract860807

Owner

Source: Lake County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38044 N WATTS AVE, SPRING GROVE, IL 60081-9420
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address38044 N WATTS AVE, SPRING GROVE, IL 60081-9420
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008143810
DateJan 13, 2026
Instrument8143810
Lender
NameFIRST SECURE STATE BANK
TypeBank
AddressWONDER LAKE, IL 60097
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueDec 26, 2055
Interest
Rate TypeAdjustable Rate
Rate3.7%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionAntioch Township
Elementary School DistrictFox Lake Grade School District 114 (PK - 08)
Secondary School DistrictGrant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,224 (+20.63%) Land $7,856 Building $51,368$177,689 (+20.63%) Land $23,570 Building $154,119
2024$1,396.00 (-28.96%)
2023$1,965.00 (-2.87%)$49,097 (+6.24%) Land $6,512 Building $42,585$147,306 (+6.24%) Land $19,538 Building $127,768
2022$2,023.00$46,214 Land $4,777 Building $41,437$138,655 Land $14,332 Building $124,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims28 (1979–2026)
Claims Outside the SFHA4 of 28
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, May 2013 · 7 claims
  • Severe Storms And Flooding, Jun 2008 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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