San Diego County property record for 38042 Lost Horizon Dr, Pala, CA 92059
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,838 sqft · built 1991 |
| Lot Size | 4.96 acres (216,493 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,549 (2025) |
| Deeds & Mortgages | Nov 2019 Transfer Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 109-360-13-00 |
| Primary APN | 109-360-13-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,838 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 216,493 sqft |
| View / Lot | Good |
| Street Address | 38042 LOST HORIZON DR |
|---|---|
| City | PALA |
| State | CA |
| Zip | 92059-1800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 11-9-2W NWQ DOC74-334333 IN NWQ OF |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 11 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 19108 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 38042 LOST HORIZON DR, PALA, CA 92059-1800 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 21, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 12, 2017 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 29, 2013 |
| Transfer Doc | 0000629590 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 21, 2019 |
| Property Address | 38042 LOST HORIZON DR, PALA, CA 92059-1800 |
| Document Number | 0000542630 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 542630 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 38042 LOST HORIZON DR PALA CA 920591800, PALA, CA 92059-1800 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 38042 LOST HORIZON DR, PALA, CA 92059-1800 |
| Document Number | 0000481713 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38042 LOST HORIZON DR PALA CA 920591800, PALA, CA 92059-1800 |
| Document Number | 0000481713 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 481713 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 38042 LOST HORIZON DR, PALA, CA 92059-1800 |
| Document Number | 0000481712 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38042 LOST HORIZON DR PALA CA 920591800, PALA, CA 92059-1800 |
| Document Number | 0000481712 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 481712 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74137 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.3% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $242,538 (+2%) Land $57,520 Building $185,018 | |
| 2025 | $2,549.00 (+1.68%) Homeowner's exemption | $237,784 (+4.04%) Land $56,393 Building $181,391 |
| 2023 | $2,507.00 (+1.5%) Homeowner's exemption | $228,553 Land $54,204 Building $174,349 |
| 2022 | $2,470.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.7% of the US · above 98.6% of California |
|---|---|
| Wildfire Likelihood | 5% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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