3804 Trace Dr W, Wilson, NC 27893 Property Records

Wilson County property record for 3804 Trace Dr W, Wilson, NC 27893

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,577 sqft · built 2002
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$195,500 (Dec 2007)
Tax Bill$4,973 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN3702-60-2817.000

Property Details

APN / Parcel Number

Primary APN3702-60-2817.000
Alternative APNs
  • 3702602817
  • 1036682

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,577 sqft Heated Area
1st Floor Area1,577 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2007
Roof TypeGable
Roof MaterialWood Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area529 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3804 TRACE DR W
CityWILSON
StateNC
Zip27893-8426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR6
Legal Description3804 TRACE DR W L17S4 WLKRS TRC 1.00LT
Legal SubdivisionWALKERS TRACT
JurisdictionWILSON NC
Township / Civil DivisionWILSON
Census Block Group2
Census Block2032
Census Tract402

Owner

Source: Wilson County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3804 TRACE DR W, WILSON, NC 27893-8426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Mar 7, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2007 · Amount on Record
Deed SaleDec 7, 2007 · Amount on Record
Prior SaleMay 15, 2007
Deed Document Number200713560
Deed Book / Page2288 / 608
Prior Transfer DateApr 2, 2007
Prior Transfer Doc002249/026
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON NC
Property Address3804 TRACE DR W, WILSON, NC 27893-8426
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3804 TRACE DR W, WILSON, NC 27893-8426

Mortgage

Document Number002961/932
DateMay 6, 2022
Book Page2961/932
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term187 Months
DueDec 1, 2037

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILSON NC
Property Address3804 TRACE DR W, WILSON, NC 27893-8426
Transaction TypeMortgage
Record UpdatedOct 17, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3804 TRACE DR W, WILSON, NC 27893-8426

Mortgage

Document Number0003007/45
DateMar 7, 2023
Book Page3007/45
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term177 Months
DueDec 1, 2037

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWilson County
MunicipalityWilson City
Unified School DistrictWilson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$444,015 (-) Land $45,000 Building $399,015$444,015 (-) Land $45,000 Building $399,015
2025$4,973.00 (+47.44%)$444,015 (-) Land $45,000 Building $399,015$444,015 (-) Land $45,000 Building $399,015
2024$444,015 Land $45,000 Building $399,015$444,015 Land $45,000 Building $399,015
2021$3,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims5 (2016–2024)
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Aug 2024 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WILSON
serves 50,332 people · EPA ID NC0498010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Greenlight
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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