3804 SUMMER CLOUD DR EDMOND OK 730136885, EDMOND, OK 73013-6885
Investor
Possibly a Property Investor
Mortgage
Document Number
0136200910
Date
Dec 20, 2017
Book Page
013620/000910
Instrument
11776760
Lender
Name
INDIVIDUAL ASSURANCE CO
Address
930 E 2ND ST # 100, EDMOND, OK 73034-5311
Agreement
Amount
Amount on Record
Term
240 Months
Due
Dec 19, 2037
Tax Assessment & Valuation
The 2025 property tax bill for 3804 Summer Cloud Dr was $1,432, up 5.1% from the year before.
Source: Oklahoma County assessment roll, as of January 21, 2026
Property Jurisdictions
Type
Name
State
Oklahoma
County
Oklahoma County
Municipality
Edmond City
Unified School District
Edmond Public Schools (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,432.00 (+5.14%)
$13,624Land $1,981Building $11,643
$167,000Land $24,284Building $142,716
2024
$1,362.00 (+5.75%)
2023
$1,288.00
$12,358Land $1,813Building $10,545
$165,500Land $24,284Building $141,216
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 3804 Summer Cloud Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
4 in force
Nearby Flood Claims
2 (1993)
Most Recent Claim
May 1993 · Severe Storms, Tornadoes & Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3804 Summer Cloud Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source
Surface water
Last State Inspection
Mar 2025
Lead
Under 1 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area