3804 Settineri Ln, Spring Valley, CA 91977 Property Records

San Diego County property record for 3804 Settineri Ln, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,586 sqft · built 1991
Lot Size	0.5 acres (2,181 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Apr 2005)
Tax Bill	$7,730 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`499-532-41-00`

Property Details

APN / Parcel Number

Primary APN	`499-532-41-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,586 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	2,181 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3804 SETTINERI LN
City	SPRING VALLEY
State	CA
Zip	91977-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 10 UND INT IN LOT 19&ALL OF TR 012469
Legal Subdivision	SAN DIEGO #4404
Legal Tract	012469
Legal Block	1
Legal Lot Number	10,19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1018
Census Tract	13801

Owner

3804 Settineri Ln is owned and occupied by an individual who bought it in April 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3804 SETTINERI LN, SPRING VALLEY, CA 91977-1043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 29, 2017	Quit Claim Deed, Transfer LAWYERS TITLE SAN DIEGO
Dec 29, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2005 · Amount on File
Deed Sale	Apr 1, 2005 · Amount on File
Prior Sale	Jan 11, 2005 · Amount on File
Deed Document Number	2005265395
Prior Transfer Date	Nov 27, 1995
Prior Transfer Doc	0000538708
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3804 SETTINERI LN, SPRING VALLEY, CA 91977-1043
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 SETTINERI LN, SPRING VALLEY, CA 91977-1043

Mortgage

Document Number	0000361184
Date	Dec 23, 2025
Instrument	2025-0361184

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2021
Property Address	3804 SETTINERI LN, SPRING VALLEY, CA 91977-1043
Document Number	0000229545
Map Reference	MAP 12469
Instrument Date	Mar 19, 2021
Instrument	2021-0229545
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 SETTINERI LN, SPRING VALLEY, CA 91977-1043

Mortgage

Document Number	0000229546
Date	Mar 24, 2021
Instrument	2021-0229546

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2017
Property Address	3804 SETTINERI LN, SPRING VALLEY, CA 91977-1043
Document Number	0000615796
Instrument Date	Dec 18, 2017
Instrument	615796
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3804 SETTINERI LN SPRING VALLEY CA 919771043, SPRING VALLEY, CA 91977-1043

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2017
Property Address	3804 SETTINERI LN, SPRING VALLEY, CA 91977-1043
Document Number	0000615797
Instrument Date	Dec 18, 2017
Instrument	615797
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3804 SETTINERI LN SPRING VALLEY CA 919771043, SPRING VALLEY, CA 91977-1043

Mortgage

Document Number	615798
Date	Dec 29, 2017
Instrument	615798

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 28, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3804 Settineri Ln was $7,730 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$611,316 (+2%) Land $284,333 Building $326,983
2025	$7,730.00 Homeowner's exemption	$599,330 Land $278,758 Building $320,572
2023	$7,229.00 (+1.52%) Homeowner's exemption	$576,060 Land $267,935 Building $308,125
2022	$7,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3804 Settineri Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3804 Settineri Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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