3804 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 3804 S Emerald Ave, Chicago, IL 60609

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,160 sqft · built 2004
Lot Size0.069 acres (2,985 sqft)
OwnerIndividual Name on File
Last Sale$399,500 (Dec 2003)
Tax Bill$10,179 (2023)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN17-33-321-055

Property Details

APN / Parcel Number

Primary APN17-33-321-055
Alternative APN
  • 17-33-321-055-0000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,160 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area2,985 sqft (0.069 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3804 S EMERALD AVE
CityCHICAGO
StateIL
Zip60609-1601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT-4
Legal SubdivisionMCPHERSON & ALLERTONS ADD/CHI
Legal Block3
Legal Lot Number23
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group5
Census Block5007
Census Tract839900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3804 S Emerald Ave is owned and occupied by an individual who bought it in December 2003.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address3804 S EMERALD AVE, CHICAGO, IL 60609-1601
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2003 · Amount on File
Deed SaleDec 23, 2003 · Amount on File
Deed Document Number200342377
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3804 S EMERALD AVE, CHICAGO, IL 60609-1601
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029220242
DateOct 19, 2021
Instrument2129220242
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2041
Interest
Rate2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$63,500 Land $16,268 Building $47,232$635,000 Land $162,680 Building $472,320
2023$10,179.00 (+2.81%)
2022$9,901.00 Homeowner's exemption$51,560 Land $13,134 Building $38,426$515,600 Land $131,340 Building $384,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3804 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3804 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Google Fiber.

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