3804 S Drumm Ave, Independence, MO 64055 Property Records

Jackson County property record for 3804 S Drumm Ave, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,485 sqft · built 1964
Lot Size	0.202 acres (8,786 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Feb 2026)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-120-10-18`

Property Details

APN / Parcel Number

Primary APN	`33-120-10-18`
Alternative APNs	`33-120-10-18-00-0-00-000` `33120101800000001` `875831`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,786 sqft (0.202 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	216 sqft
Patio Area	216 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	875831
Street Address	3804 S DRUMM AVE
City	INDEPENDENCE
State	MO
Zip	64055-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYCAMORE HILLS LOT 470
Legal Subdivision	SYCAMORE HILLS
Legal Block	2
Legal Lot Number	470
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2010
Census Tract	14601

Owner

3804 S Drumm Ave is owned and occupied by two individuals who bought it in February 2026.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3804 S DRUMM AVE, INDEPENDENCE, MO 64055-3538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · FHA Mortgage M SQUARED FINANCIAL LLC
Feb 17, 2026	Warranty Deed, Transfer · FHA Mortgage M SQUARED FINANCIAL LLC
Dec 29, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on File
Deed Sale	Feb 17, 2026 · Amount on File
Prior Sale	Sep 2, 2014 · Amount on File
Deed Document Number	202611245
Prior Transfer Date	Dec 29, 2023
Prior Transfer Doc	00E0092363
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3804 S DRUMM AVE, INDEPENDENCE, MO 64055-3538
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 E 31ST ST, SOUTH SIOUX CITY, NE 68776-3350

Mortgage

Document Number	00E0013143
Date	Feb 23, 2026
Instrument	2026E0013143

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company
Address	PRAIRIE VILLAGE, KS 66208

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 17, 2026
Property Address	3804 S DRUMM AVE, INDEPENDENCE, MO 64055-3538
Document Number	00E0011245
Instrument Date	Feb 12, 2026
Instrument	2026E0011245
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 S DRUMM AVE, INDEPENDENCE, MO 64055-3538

Mortgage

Document Number	00E0013143
Date	Feb 17, 2026
Instrument	2026E0013143

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 29, 2023
Property Address	3804 S DRUMM AVE, INDEPENDENCE, MO 64055-3538
Document Number	00E0092363
Instrument Date	Dec 29, 2023
Instrument	2023E0092363
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

The 2025 property tax bill for 3804 S Drumm Ave was $2,406, down 10.4% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,670 (-) Land $4,552 Building $29,118	$177,210 (-)
2025	$2,406.00 (-10.42%)	$33,670 Land $4,552 Building $29,118	$177,210
2024	$2,686.00 (+2.32%)
2023	$2,625.00	$38,781 Land $3,519 Building $35,262	$204,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3804 S Drumm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3804 S Drumm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Wisper ISP.

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