3804 Rock Ct, Kitty Hawk, NC 27949 Property Records

Dare County property record for 3804 Rock Ct, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,240 sqft · built 2017
Lot Size	0.402 acres (17,500 sqft)
Owner	2 Individual Names on File
Last Sale	$111,000 (Jul 2016)
Tax Bill	$3,904 (2026)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`987511673422`

Property Details

APN / Parcel Number

Primary APN	`987511673422`
Alternative APN	`018226053`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Other
Lot Area	17,500 sqft (0.402 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987511673422
Street Address	3804 ROCK CT
City	KITTY HAWK
State	NC
Zip	27949-4738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 53 BLK: SEC: 4 PL: B SL: 282
Legal Subdivision	KEEPERS HILL
Legal Lot Number	53
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1032
Census Tract	970102

Owner

3804 Rock Ct is owned and occupied by two individuals who bought it in July 2016.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3804 ROCK CT, KITTY HAWK, NC 27949-4738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on File
Deed Sale	Jul 28, 2016 · Amount on File
Deed Document Number	2016700028270
Deed Book / Page	2109 / 679
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Sep 18, 2017
Property Address	3804 ROCK CT, KITTY HAWK, NC 27949-4738
Document Number	2192/665
Book / Page	2192 / 665
Instrument Date	Sep 12, 2017
Instrument	700043746
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 MARINERS VW, 112, KITTY HAWK, NC 27949-4717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 RICHMOND RD, CASTLETON, VA 22716-2734

Mortgage

Document Number	2192/667
Date	Sep 18, 2017
Book Page	2192/667
Instrument	700043747

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2026 property tax bill for 3804 Rock Ct was $3,904, up 3.1% from the year before.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kitty Hawk Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,904.00 (+3.09%)	$783,800 (-) Land $212,000 Building $571,800	$783,800 Land $212,000 Building $571,800
2025	$3,787.00	$783,800 Land $212,000 Building $571,800
2023	$1,836.00	$524,400 Land $121,700 Building $402,700
2020			$783,800 Land $212,000 Building $571,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3804 Rock Ct in Zone X, an area of minimal flood risk, though there have been 326 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	371 in force
Nearby Flood Claims	326 (1989–2021)
Claims Outside the SFHA	11 of 326
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Tropical Storm Michael, Oct 2018 · 34 claims Hurricane Irene, Aug 2011 · 207 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3804 Rock Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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