3804 Ormond Rd, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 3804 Ormond Rd, Saint Matthews, KY 40207

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,471 sqft · built 1948
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2018)
Tax Bill	$5,916 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21023200460023`

Property Details

APN / Parcel Number

Primary APN	`21023200460023`
Alternative APNs	`023200460023` `00042246`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,471 sqft Finished Area
Basement Area	900 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00042246
Street Address	3804 ORMOND RD
City	SAINT MATTHEWS
State	KY
Zip	40207-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	LOT 23, ORMOND MANOR SUBDIVISION, PB. 6, PG. 58, 0.2870 AC+/-
Legal Subdivision	ORMOND MANOR
Legal Lot Number	23
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	2
Census Block	2011
Census Tract	9800

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3804 ORMOND RD, LOUISVILLE, KY 40207-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Mar 9, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
May 7, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Aug 24, 2018	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Deed Document Number	0011229650
Deed Book / Page	11229 / 650
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3804 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200533
Date	Aug 11, 2021
Book Page	17569/86
Instrument	2021200533

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3804 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0165630017
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 ORMOND RD LOUISVILLE KY 402071903, LOUISVILLE, KY 40207-1903

Mortgage

Document Number	0165630017
Date	May 28, 2020
Book Page	016563/000017
Instrument	99652

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3804 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0159560375
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 ORMOND RD LOUISVILLE KY 402071903, LOUISVILLE, KY 40207-1903

Mortgage

Document Number	0159560375
Date	May 17, 2019
Book Page	015956/000375
Instrument	109638

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 24, 2018
Property Address	3804 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0112290650
Book / Page	011229 / 000650
Instrument Date	Aug 23, 2018
Instrument	201935
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 ORMOND RD LOUISVILLE KY 402071903, LOUISVILLE, KY 40207-1903

Mortgage

Document Number	156580277
Date	Aug 24, 2018
Book Page	015658/000277
Instrument	201936

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	St. Matthews City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,916.00 (+29.74%)	$525,450 (+32.27%) Land $75,600 Building $449,850
2024			$525,450 (+32.27%) Land $75,600 Building $449,850
2023	$4,560.00 (-0.35%)	$397,260 (-) Land $70,200 Building $327,060	$397,260 (-) Land $70,200 Building $327,060
2022	$4,576.00	$397,260 Land $70,200 Building $327,060	$397,260 Land $70,200 Building $327,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: BluegrassNet.

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