3804 Olivebranch Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 3804 Olivebranch Ln, Carmichael, CA 95608

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,255 sqft · built 1989
Lot Size	0.069 acres (3,016 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Aug 2016)
Tax Bill	$3,237 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`260-0450-020-0000`

Property Details

APN / Parcel Number

Primary APN	`260-0450-020-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,255 sqft Living Area
1st Floor Area	1,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,016 sqft (0.069 acres)
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3804 OLIVEBRANCH LN
City	CARMICHAEL
State	CA
Zip	95608-2760
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RD-10
Legal Description	OLIVEBRANCH 02, LOT 1
Legal Subdivision	OLIVEBRANCH 02
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	7801

Owner

3804 Olivebranch Ln, a planned unit development, is owned and occupied by two individuals who bought it in August 2016.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3804 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2019	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2016 · Amount on File
Deed Sale	Aug 29, 2016 · Amount on File
Deed Book / Page	20160829 / 1059
Prior Transfer Date	Apr 8, 1999
Prior Transfer Doc	9904000283
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3804 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2760
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2760

Mortgage

Document Number	0000000526
Date	Jul 20, 2021
Instrument	202107200526

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Mar 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3804 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2760
Transaction Type	Mortgage
Record Updated	Aug 2, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2760

Mortgage

Document Number	7200000000526
Date	Jul 20, 2021
Book Page	20210720/526

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3804 OLIVEBRANCH LN, CARMICHAEL, CA 95608-2760
Document Number	1911250614
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3804 OLIVEBRANCH LN CARMICHAEL CA 956082760, CARMICHAEL, CA 95608-2760

Mortgage

Document Number	1911250614
Date	Nov 25, 2019
Instrument	1911250614

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3804 Olivebranch Ln was $3,237, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$272,266 (+2%) Land $81,678 Building $190,588
2025	$3,237.00 (+2.15%)	$266,928 Land $80,077 Building $186,851
2024	$3,169.00 (+1.6%)
2023	$3,119.00 (+2.03%)	$256,565 Land $76,968 Building $179,597
2022	$3,057.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3804 Olivebranch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3804 Olivebranch Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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