3804 Elby St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3804 Elby St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,972 sqft · built 1953
Lot Size	0.18 acres (7,832 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jul 2018)
Tax Bill	$5,533 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01292476`

Property Details

APN / Parcel Number

Primary APN	`13-01292476`
Alternative APN	`01292476`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,832 sqft (0.18 acres)
Porch	Enclosed Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01292476
Street Address	3804 ELBY ST
City	SILVER SPRING
State	MD
Zip	20906-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN AVE PARK
Legal Subdivision	CONN AVE PARK DENITS ADD
Legal Block	J
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3002
Census Tract	703401

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3804 ELBY ST, SILVER SPRING, MD 20906-4375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Jul 26, 2018	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Prior Sale	May 14, 2003 · Amount on Record
Deed Book / Page	56372 / 375
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3804 ELBY ST, SILVER SPRING, MD 20906-4375
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	KTL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 ELBY ST, SILVER SPRING, MD 20906-4375

Mortgage

Document Number	0623200332
Date	Mar 26, 2021
Book Page	62320/332

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 26, 2018
Property Address	3804 ELBY ST, SILVER SPRING, MD 20906-4375
Document Number	0563720375
Book / Page	56372 / 375
Map Reference	MB41 PL330
Instrument Date	Jul 2, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,188.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 ELBY ST, SILVER SPRING, MD 20906-4375

Mortgage

Document Number	0056372382
Date	Jul 26, 2018
Instrument	56372/382

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,567 (+6.34%)	$487,500 (+19.02%) Land $185,600 Building $301,900
2025	$5,533.00 (+33.55%)	$409,600 (+5.24%) Land $185,600 Building $224,000	$409,600 (-) Land $185,600 Building $224,000
2023		$389,200	$409,600 Land $185,600 Building $224,000
2022	$4,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, T-Mobile.

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