Broward County property record for 3804 E Lake Ter, Miramar, FL 33023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 1966 |
| Lot Size | 0.138 acres (5,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jul 2019) |
| Tax Bill | $12,683 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 51-41-26-14-1150 |
| Primary APN | 51-41-26-14-1150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 2,113 sqft |
| 1st Floor Area | 1,544 sqft |
| Utility Room | Utility Room |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,994 sqft (0.138 acres) |
| Lot Width | 60 ft Width |
| Garage Area | 317 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Porch |
| Porch Area | 952 sqft |
| Patio Area | 848 sqft |
| Cooling System | Central |
|---|
| Street Address | 3804 E LAKE TER |
|---|---|
| City | MIRAMAR |
| State | FL |
| Zip | 33023-4944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | MIRAMAR ISLES SEC 2 57-15 B LOT 60 BLK 8 |
| Legal Range | 41E |
| Legal Township | 51S |
| Legal Section | 26 |
| Legal Subdivision | MIRAMAR ISLES SEC 2 57-15 B |
| Legal Block | 8 |
| Legal Lot Number | 60 |
| Jurisdiction | BROWARD FL |
| Township / Civil Division | MIRAMAR-PEMBROKE PINES |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 110502 |
3804 E Lake Ter is owned and occupied by an individual who bought it in July 2019.
Source: Broward County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3804 E LAKE TER, MIRAMAR, FL 33023-4944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jun 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 9, 2019 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG |
| Jan 24, 2019 | Grant Deed, Transfer BAY NATIONAL TITLE, BAY NAT'L TITLE |
| Aug 6, 2018 | Deed in Lieu of Foreclosure, Foreclosure VANTAGE PT TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on File |
| Deed Sale | Jul 9, 2019 · Amount on File |
| Prior Sale | Jan 24, 2019 · Amount on File |
| Deed Document Number | 2019115917057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWARD FL |
| Property Address | 3804 E LAKE TER, MIRAMAR, FL 33023-4944 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3804 E LAKE TER, MIRAMAR, FL 33023-4944 |
| Document Number | 0117371468 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 117371468 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROWARD FL |
| Property Address | 3804 E LAKE TER, MIRAMAR, FL 33023-4944 |
| Document Number | 0116573818 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3804 E LAKE TER MIRAMAR FL 330234944, MIRAMAR, FL 33023-4944 |
| Document Number | 0116573818 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 116573818 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BROWARD FL |
| Recording Date | Jul 9, 2019 |
| Property Address | 3804 E LAKE TER, MIRAMAR, FL 33023-4944 |
| Document Number | 0115917057 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 115917057 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | SOUTH COAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3804 E LAKE TER MIRAMAR FL 330234944, MIRAMAR, FL 33023-4944 |
| Document Number | 115917058 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 115917058 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BROWARD FL |
| Recording Date | Jan 24, 2019 |
| Property Address | 3804 E LAKE TER, MIRAMAR, FL 33023-4944 |
| Document Number | 0115571557 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 115571557 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | BAY NATIONAL TITLE, BAY NAT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,589.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10463 NW 70TH LN DORAL FL 331783252, DORAL, FL 33178-3252 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | BROWARD FL |
| Recording Date | Aug 6, 2018 |
| Property Address | 3804 E LAKE TER, MIRAMAR, FL 33023-4944 |
| Document Number | 0115244421 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 115244421 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2018 |
| Title Company | VANTAGE PT TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009 |
The 2025 property tax bill for 3804 E Lake Ter was $12,683 with a homeowner's exemption, up 1.3% from the year before.
Source: Broward County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Broward County |
| Municipality | Miramar City |
| Unified School District | Broward County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,340 (+3.95%) | $560,690 (+6.2%) Land $41,960 Building $518,730 | |
| 2025 | $12,683.00 (+1.34%) Homeowner's exemption | $318,740 | $527,940 Land $41,960 Building $485,980 |
| 2024 | $12,515.00 (+47.57%) | ||
| 2023 | $8,481.00 (+55.7%) Homeowner's exemption | $300,740 (+3%) | $439,960 (+26.99%) Land $41,960 Building $398,000 |
| 2022 | $5,447.00 Homeowner's exemption | $291,990 | $346,450 Land $41,960 Building $304,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3804 E Lake Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.7 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 8 (2016–2023) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Apr 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3804 E Lake Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIRAMAR (EAST ; WEST) PLANTS serves 137,107 people · EPA ID FL4060925 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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