3804 16th Ave, Moline, IL 61265 Property Records

Rock Island County property record for 3804 16th Ave, Moline, IL 61265

Property Summary

Property Type	Single Family Home
Details	2,493 sqft · built 1979
Lot Size	0.22 acres (9,783 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Oct 2019)
Tax Bill	$7,300 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-03-114-024`

Property Details

APN / Parcel Number

Primary APN	`17-03-114-024`

Interior

Building Area	2,493 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	9,783 sqft (0.22 acres)
Garage Area	484 sqft

Location & Zoning

Street Address	3804 16TH AVE
City	MOLINE
State	IL
Zip	61265-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MOL
Legal Description	LOT 24 WHITE OAK TERRACE ADD
Legal Subdivision	WHITE OAK TERRACE ADD
Legal Block	114
Legal Lot Number	24
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	SOUTH MOLINE
Census Block Group	1
Census Block	1017
Census Tract	21500

Owner

3804 16th Ave is owned and occupied by an individual who bought it in October 2019.

Source: Rock Island County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3804 16TH AVE, MOLINE, IL 61265-3420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 8, 2019	Warranty Deed, Transfer · FHA Mortgage BNC NATIONAL BANK
May 29, 2019	Trustee's Deed, Construction Loan · Line of Credit IH MS VLY CU
Mar 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 31, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on File
Deed Sale	Oct 8, 2019 · Amount on File
Prior Sale	Mar 11, 2019 · Amount on File
Deed Document Number	201914749
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	3804 16TH AVE, MOLINE, IL 61265-3420
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011403
Date	Sep 10, 2025
Instrument	2025-11403

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2055

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Oct 8, 2019
Property Address	3804 16TH AVE, MOLINE, IL 61265-3420
Document Number	0000014749
Instrument Date	Sep 30, 2019
Instrument	2019-14749
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	GOMEZ TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 PARKVIEW DR, 109, ELDRIDGE, IA 52748-9574

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3804 16TH AVE, MOLINE, IL 61265-3420

Mortgage

Document Number	0000014750
Date	Oct 8, 2019
Instrument	2019-14750

Lender

Name	BNC NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.38%

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	May 29, 2019
Property Address	3804 16TH AVE, MOLINE, IL 61265-3420
Instrument Date	May 24, 2019
Instrument	7090
Transaction Type	Construction Loan
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 16TH AVE MOLINE IL 612653420, MOLINE, IL 61265-3420

Mortgage

Document Number	0000007090
Date	May 29, 2019
Instrument	7090

Lender

Name	IH MS VLY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 28, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.5%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Mar 11, 2019
Property Address	3804 16TH AVE, MOLINE, IL 61265-3420
Document Number	0000002856
Instrument Date	Feb 12, 2019
Instrument	2856
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$184.65
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PARKVIEW DR ELDRIDGE IA 527489574, ELDRIDGE, IA 52748-9574

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Oct 31, 2018
Property Address	3804 16TH AVE, MOLINE, IL 61265-3420
Document Number	0000018123
Instrument Date	Oct 24, 2018
Instrument	18123
Transaction Type	Foreclosure
Record Updated	Nov 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1050 WOODWARD AVE DETROIT MI 482261906, DETROIT, MI 48226-1906

Tax Assessment & Valuation

The 2025 property tax bill for 3804 16th Ave was $7,300 with a homeowner's exemption.

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	South Moline Township
Municipality	Moline City
Unified School District	Moline-Coal Valley School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,300.00 Homeowner's exemption	$90,621 (+8.77%) Land $13,666 Building $76,955	$271,863 (+8.77%) Land $40,998 Building $230,865
2024		$83,312 Land $12,561 Building $70,751	$249,936 Land $37,683 Building $212,253
2022	$6,070.00	$73,622 Land $11,100 Building $62,522	$220,866 Land $33,300 Building $187,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3804 16th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3804 16th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOLINE serves 44,500 people · EPA ID IL1610450
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services.

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