3803 Whitebark Dr, Seneca, SC 29678 Property Records

Oconee County property record for 3803 Whitebark Dr, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,171 sqft · built 1992
Lot Size	0.989 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Jul 2019)
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Jul 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`520-64-01-012`

Property Details

APN / Parcel Number

Primary APN	`520-64-01-012`
Alternative APN	`59441`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	5,171 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Shingle
Lot Area	43,124 sqft (0.989 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Pool Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59441
Old Parcel Number	520 64 01 012
Street Address	3803 WHITEBARK DR
City	SENECA
State	SC
Zip	29678-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 32 & 33 BLOCK D PHS II CROSS CREEK PLANT
Legal Subdivision	BLK D CROSS CREEK ADD
Legal Block	D
Legal Lot Number	32-33 33
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3067
Census Tract	30802

Owner

3803 Whitebark Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3803 WHITEBARK DR, SENECA, SC 29678-1660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Deed Document Number	0024810270
Deed Book / Page	002481 / 000270
Record Updated	Jun 8, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 5, 2019
Property Address	3803 WHITEBARK DR, SENECA, SC 29678-1660
Document Number	0024810270
Book / Page	002481 / 000270
Instrument Date	Jul 5, 2019
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,846.30
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3803 WHITEBARK RD SENECA SC 296781660, SENECA, SC 29678-1660

Mortgage

Document Number	38470270
Date	Jul 5, 2019
Book Page	003847/000270

Lender

Name	ALLEN TATE MTG PTRS LLC
Address	CHARLOTTE, NC 28262

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3803 Whitebark Dr was $3,482.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,482.00	$20,276 Land $1,584 Building $18,692	$506,890 Land $39,600 Building $467,290
2023		$20,276 Land $1,584 Building $18,692	$506,890 Land $39,600 Building $467,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3803 Whitebark Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3803 Whitebark Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whitebark Dr

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