3803 S Lost Creek Loop, Laredo, TX 78046 Property Records

Webb County property record for 3803 S Lost Creek Loop, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,339 sqft · built 1993
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$130,400 (Apr 2020)
Tax Bill	$894 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`925-10001-150`

Property Details

APN / Parcel Number

Primary APN	`925-10001-150`
Alternative APN	`216148`

Interior

Stories	1 Story
Building Area	1,339 sqft Living Area
1st Floor Area	1,339 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	5,750 sqft (0.132 acres)
Porch	Open Porch
Porch Area	25 sqft

Location & Zoning

Street Address	3803 S LOST CREEK LOOP
City	LAREDO
State	TX
Zip	78046-6069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 15 BLK 1 LOST CREEK
Legal Subdivision	LOST CREEK
Legal Block	1
Legal Lot Number	15
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3006
Census Tract	1811

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3803 S LOST CREEK LOOP, LAREDO, TX 78046-6069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST FUNDING LP
Jan 23, 2018	Vendor's Lien, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 27, 2017	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on Record
Deed Sale	Apr 24, 2020 · Amount on Record
Prior Sale	Jan 23, 2018 · Amount on Record
Deed Document Number	20201390251
Deed Book / Page	4773 / 847
Prior Transfer Date	Jul 26, 2017
Prior Transfer Doc	004276/419
Record Updated	Jun 8, 2026

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 24, 2020
Property Address	3803 S LOST CREEK LOOP, LAREDO, TX 78046-6069
Document Number	004773/847
Book / Page	4773 / 847
Map Reference	VOL 9 PG 60
Instrument Date	Apr 23, 2020
Instrument	1390251
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 S LOST CREEK LOOP, LAREDO, TX 78046-6069

Mortgage

Document Number	0001390252
Date	Apr 24, 2020
Instrument	1390252

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 23, 2018
Property Address	3803 S LOST CREEK LOOP, LAREDO, TX 78046-6069
Document Number	004358/596
Book / Page	4358 / 596
Map Reference	VOL 9 PG 60
Instrument Date	Jan 18, 2018
Instrument	1318656
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 S LOST CREEK LOOP, LAREDO, TX 78046-6069

Mortgage

Document Number	0001318661
Date	Jan 23, 2018
Instrument	1318661

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

July 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WEBB TX
Recording Date	Jul 27, 2017
Property Address	3803 S LOST CREEK LOOP, LAREDO, TX 78046-6069
Document Number	004276/419
Book / Page	4276 / 419
Instrument Date	Jul 26, 2017
Instrument	1304007
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4927 ROLLING VIS, 4927, MESQUITE, TX 75150-3196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10130 SILVER BR, SAN ANTONIO, TX 78254-6035

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$175,789 (+18.56%) Land $68,483 Building $107,306	$175,789 (+18.56%) Land $68,483 Building $107,306
2024	$894.00 (+6.05%)
2023		$148,265 Land $41,515 Building $106,750	$148,265 Land $41,515 Building $106,750
2022	$843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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