Craven County property record for 3803 Lichen Ln, New Bern, NC 28562 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,013 sqft · built 2007 |
| Lot Size | 0.963 acres (41,971 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (May 2024) |
| Tax Bill | $4,423 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-104-11-016 |
| Primary APN | 7-104-11-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,013 sqft Living Area |
| 1st Floor Area | 2,013 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,971 sqft (0.963 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 133175 |
|---|---|
| Old Parcel Number | 7-104-11-016 |
| Street Address | 3803 LICHEN LN |
| City | NEW BERN |
| State | NC |
| Zip | 28562-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 & 17 CAROLINA COLOURS-FOREST REACH NEIGHBORHOOD |
| Legal Subdivision | CAROLINA COLOURS |
| Legal Lot Number | 16-17 17 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 961003 |
Source: Craven County records · APN 7-104-11-016
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3803 LICHEN LN, NEW BERN, NC 28562-9797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 06, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Apr 01, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Mar 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2024 · Amount on Record |
| Deed Sale | May 06, 2024 · Amount on Record |
| Prior Sale | Apr 01, 2021 · Amount on Record |
| Deed Document Number | 0037971249 |
| Deed Book / Page | 3797 / 1249 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 3803 LICHEN LN, NEW BERN, NC 28562-9797 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5900 IPSWICH RD, BETHESDA, MD 20814-1810 |
| Document Number | 03797/1252 |
|---|---|
| Date | May 06, 2024 |
| Book Page | 3797/1252 |
| Instrument | 10125822 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 11757, COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.27% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.27% |
| Max Rate At Change | 8.27% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Apr 01, 2021 |
| Property Address | 3803 LICHEN LN, NEW BERN, NC 28562-9797 |
| Document Number | 3662/1743 |
| Book / Page | 3662 / 1743 |
| Map Reference | CAB H SL 72-A |
| Instrument Date | Mar 25, 2021 |
| Instrument | 10072854 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $853.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 755 STURGILLS RD, 755, MOUTH OF WILSON, VA 24363-3594 |
| Name | Verified Name |
|---|---|
| Address | 3803 LICHEN LN, NEW BERN, NC 28562-9797 |
| Document Number | 36621745 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 3662/1745 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 3803 LICHEN LN, NEW BERN, NC 28562-9797 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 0034950612 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 3495/0612 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,423.00 (-3.95%) | $521,250 (-5.41%) Land $163,350 Building $357,900 | $521,250 (-5.41%) Land $163,350 Building $357,900 |
| 2023 | $4,605.00 (+7.42%) | $551,080 (+35.85%) Land $163,350 Building $387,730 | $551,080 (+35.85%) Land $163,350 Building $387,730 |
| 2022 | $4,287.00 | $405,660 Land $113,850 Building $291,810 | |
| 2018 | $405,660 Land $113,850 Building $291,810 |
Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499610033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 88 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 88 in force 79 of 88 on primary residences |
| Nearby Flood Claims | 4 (2012–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2018, other causes, Hurricane Florence |
| Flood Events |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures