3803 FM 514, Point, TX 75472 Property Records

Rains County property record for 3803 FM 514, Point, TX 75472

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1991
Lot Size	0.981 acres (42,732 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Dec 2020)
Tax Bill	$3,446 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0151-0150-0000-43`

Property Details

APN / Parcel Number

Primary APN	`0151-0150-0000-43`
Alternative APNs	`R3132` `3132`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,732 sqft (0.981 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Open Porch
Porch Area	600 sqft

Location & Zoning

Account Number	01510150000043
Street Address	3803 FM 514
City	POINT
State	TX
Zip	75472-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0151 MONTGOMERY JOHN ACRES 0.981
Legal Subdivision	MONTGOMERY JOHN
Legal Block	2
Jurisdiction	RAINS TX
Township / Civil Division	POINT
Census Block Group	2
Census Block	2035
Census Tract	950200

Owner

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3803 FM 514, POINT, TX 75472-4629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK OF TEXAS NA
Dec 10, 2020	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Apr 14, 2020	Vendor's Lien, Transfer · Stand-Alone First Mortgage COMMERCIAL BANK OF TEXAS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Apr 14, 2020 · Amount on Record
Deed Book / Page	2020 / 3113
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	2020003113
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	3803 FM 514, POINT, TX 75472-4629
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/734
Date	Apr 9, 2020
Book Page	2020/734

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Address	EMORY, TX 75440

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Dec 10, 2020
Property Address	3803 FM 514, POINT, TX 75472-4629
Document Number	02020/3113
Book / Page	2020 / 3113
Instrument Date	Dec 7, 2020
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 FM 514, POINT, TX 75472-4629

Mortgage

Document Number	0020203114
Date	Dec 10, 2020
Instrument	2020/3114

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	02020/3115
Date	Dec 10, 2020
Book Page	2020/3115

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Dec 7, 2023

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Apr 14, 2020
Property Address	3803 FM 514, POINT, TX 75472-4629
Document Number	002020/754
Book / Page	2020 / 754
Map Reference	VOL 541 PG 817
Instrument Date	Apr 7, 2020
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	RAINS CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 NORTHRIDGE RD, 206, SANTA BARBARA, CA 93105-1928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 FM 514, POINT, TX 75472-4629

Mortgage

Document Number	0002020755
Date	Apr 14, 2020
Instrument	2020/755

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,263 (+0.69%) Land $24,721 Building $215,542	$240,263 (+0.69%) Land $24,721 Building $215,542
2025	$3,446.00 (+9.05%)	$238,614 (+9.09%) Land $24,721 Building $213,893	$238,614 (+9.09%) Land $24,721 Building $213,893
2024	$3,160.00 (-5.5%)
2023		$218,729 Land $23,544 Building $195,185	$218,729 Land $23,544 Building $195,185
2022	$3,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASH SUD serves 25,875 people · EPA ID TX1160018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Nextlink, Peoples Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 514

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