Monroe County property record for 3803 Flagler Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,354 sqft · built 1963 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,770 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00051990-000000 |
| Primary APN | 00051990-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,354 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 289 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1052621 |
|---|---|
| Old Parcel Number | 01010100051990000000 |
| Street Address | 3803 FLAGLER AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KW KW FWDN SUB PLAT 1 PB1-155 LOTS 19 AND 20 AND ELY 5FT LOT 21 SQR 1 G41-210/11 OR365-759/60 OR784-419/27 OR820-1494 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 34 |
| Legal Subdivision | KEY WEST FOUNDATION CO PLAT NO 1 |
| Legal Lot Number | 19-21 20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 971900 |
3803 Flagler Ave is owned and occupied by two individuals.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3803 FLAGLER AVE, KEY WEST, FL 33040-4530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3803 FLAGLER AVE, KEY WEST, FL 33040-4530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3803 FLAGLER AVE, KEY WEST, FL 33040-4530 |
| Document Number | 0031612233 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 3161/2233 |
| Instrument | 2366435 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203,955 | $577,655 Land $366,630 Building $211,025 | |
| 2024 | $1,770.00 (+2.31%) | ||
| 2023 | $1,730.00 (+4.85%) Homeowner's exemption | $192,434 (+3%) | $601,956 (+22.78%) Land $404,404 Building $197,552 |
| 2022 | $1,650.00 Homeowner's exemption | $186,830 | $490,289 Land $315,524 Building $174,765 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3803 Flagler Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 298 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 298 in force |
| Nearby Flood Claims | 232 (1979–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3803 Flagler Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, Verizon.
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