3803 Emerald Dr E, Onalaska, WI 54650 Property Records

La Crosse County property record for 3803 Emerald Dr E, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$442,500 (Jul 2021)
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-005961-006`

Property Details

APN / Parcel Number

Primary APN	`018-005961-006`
Alternative APN	`69383`

Exterior

Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Account Number	69383
Street Address	3803 EMERALD DR E
City	ONALASKA
State	WI
Zip	54650-6760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CERTIFIED SURVEY MAP NO. 62 VOL 16 LOT 2 DOC NO. 1651191 SUBJ TO ESMT ON DOC NO. 1651191 & SUBJ TO AGREE IN DOC NO. 1653030 &
Legal Range	07
Legal Township	16
Legal Section	01
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	CERTIFIED SURV MAP
Legal Lot Number	2
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	4
Census Block	4016
Census Tract	10401

Owner

Source: La Crosse County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4181 HANOVER DR, DEFOREST, WI 53532-9201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Jul 23, 2021	Warranty Deed, Transfer TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE
Jun 17, 2021	Intrafamily Transfer, Transfer
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jun 17, 2021
Deed Document Number	1777339
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	3803 EMERALD DR E, ONALASKA, WI 54650-6760
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001774613
Date	Jun 16, 2021
Instrument	1774613

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jul 23, 2021
Property Address	3803 EMERALD DR E, ONALASKA, WI 54650-6760
Document Number	0001777339
Map Reference	VL 15 PG 137
Instrument Date	Jul 23, 2021
Instrument	1777339
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,327.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LA CROSSE WI
Recording Date	Jun 17, 2021
Property Address	3803 EMERALD DR E, ONALASKA, WI 54650-6760
Document Number	0001774690
Map Reference	PG 62 VL 16
Instrument Date	May 21, 2021
Instrument	1774690
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 EMERALD DR E, ONALASKA, WI 54650-6760

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Oct 30, 2019
Property Address	3803 EMERALD DR E, ONALASKA, WI 54650-6760
Document Number	0001735360
Map Reference	DOC 1651191
Instrument Date	Oct 24, 2019
Instrument	1735360
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 EMERALD DR E, ONALASKA, WI 54650-6760

Mortgage

Document Number	0001735361
Date	Oct 30, 2019
Instrument	1735361

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,630.00 (-4.65%)	$267,000 (+18.4%) Land $31,400 Building $235,600	$270,100 (+19.78%)
2023	$3,807.00	$225,500 Land $17,400 Building $208,100	$225,500 Land $17,400 Building $208,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Brightspeed, Lynxx Networks.

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