3803 Charters Dr, Florence, SC 29501 Property Records

Florence County property record for 3803 Charters Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,534 sqft · built 1992
Lot Size	0.34 acres (14,999 sqft)
Owner	Individual Name on Record
Last Sale	$148,500 (Aug 2017)
Tax Bill	$784 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00744-01-051`

Property Details

APN / Parcel Number

Primary APN	`00744-01-051`
Alternative APN	`15072770`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,534 sqft Living Area
1st Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,999 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	3803 CHARTERS DR
City	FLORENCE
State	SC
Zip	29501-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE CHARTERS LOT 19-A
Legal Lot Number	19-A
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1016
Census Tract	102

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3803 CHARTERS DR, FLORENCE, SC 29501-8714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Aug 9, 2017	Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2017 · Amount on Record
Deed Sale	Aug 9, 2017 · Amount on Record
Prior Sale	Jul 6, 2007 · Amount on Record
Deed Book / Page	705 / 128
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLORENCE SC
Property Address	3803 CHARTERS DR, FLORENCE, SC 29501-8714
Document Number	0000000063
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 CHARTERS DR FLORENCE SC 295018714, FLORENCE, SC 29501-8714

Mortgage

Document Number	0000000063
Date	Jan 4, 2021
Book Page	000895/000296
Instrument	63

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Aug 9, 2017
Property Address	3803 CHARTERS DR, FLORENCE, SC 29501-8714
Document Number	00B7050128
Book / Page	B705 / 0128
Map Reference	MB 58 PG 59
Instrument Date	Aug 3, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 CHARTERS DR, FLORENCE, SC 29501-8714

Mortgage

Document Number	00B7050132
Date	Aug 9, 2017
Instrument	B705/0132

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$784.00 (+1.95%)	$7,908 (-99.87%) Land $800 Building $7,108	$197,723 (-98.66%) Land $20,000 Building $177,723
2023	$769.00 (+15.12%) Homeowner's exemption	$5,918,383 (+99,906.47%) Land $800,000 Building $5,118,383	$14,795,958 (+9,899.97%) Land $2,000,000 Building $12,795,958
2022	$668.00 Homeowner's exemption	$5,918 Land $800 Building $5,118	$147,960 Land $20,000 Building $127,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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